Bank of America Amtrak Card: $100 Statement Credit & 20,000 Bonus Points

The Offer

Direct link to offer

  • Get a statement credit of $100 and 20,000 bonus points after you make $1,000 or more in purchases within 90 days of account opening on the Bank of America Amtrak Guest Rewards card.

How To Get The Offer

  • Go to Amtrak.com
  • Search for any ticket
  • Select ticket, add to cart
  • Click through add ons and ‘passenger information page’
  • On payment page you’ll see the offer:

Card Details

  • Annual fee of $79 is not waived
  • Complimentary Companion Coupon, One-Class Upgrade and a single-day ClubAcela® pass for access to ClubAcela, Amtrak Metropolitan LoungeSM or First class
  • Card earns at the following rates:
    • 3 points per $1 spent with Amtrak
    • 2 points per $1 spent on all other qualifying travel purchases
    • 1 point per $1 spent on all other purchases
  • No foreign transaction fees
  • 5% Amtrak Guest Rewards point rebate when you book your Amtrak redemption

Our Verdict

There is a bonus of 30,000 points as well without the statement credit. Neither offer has the annual fee waived, so it’s really a matter of whether you value Amtrak points at more than 1¢ each or not. I think if you’re interested in this card then you should be valuing them at more than 1¢ each. Points are worth the following values:

  • Non-Acela tickets points are worth 2.9¢ each
  • Acela tickets points are worth 2.56¢ cent

You can read more about redeeming Amtrak points and their best uses here. As always if you have any questions about Bank of America credit cards then I’d recommend reading this post. I won’t be adding this to our list of the best credit card sign up bonuses as I think the 30,000 point offer is better. It also won’t be added to our list of cash sign up bonuses, it does come with a $100 statement credit but the annual fee is $79 and not waived first year so it’s really only $21 + 20,000 points.

Hat tip to reader JF, World Traveler & mangoceviche

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