Bank of America Alaska Airlines Atmos Rewards Ascent 85k Points

The Offer

Direct link to offer (hat tip to US credit card guide)

  • Bank of America is offering 85,000 Alaska miles and a $99 companion fare after $4,000 in spend within the first 120 days 

Card Details

  • Annual fee of $95 is not waived
  • Card earns at the following rates:
    • 3x miles per $1 spent on Alaska Airlines tickets, vacation packages, and cargo purchases
    • 2x miles for every $1 spent on eligible gas, cable, streaming services and local transit (includes ride share) purchases
    • 1x miles on all other purchases
  • Free checked bag for you and up to six other passengers on your reservation
  • No foreign transaction fees
  • Earn a 10% rewards bonus on all miles earned from card purchases if you have an eligible Bank of America account
  • Priority boarding benefit
  • 20% back on all Alaska Airlines inflight purchases
  • $100 off an annual Alaska Lounge+ Membership when you pay with your new card
  • Get Alaska’s Famous Companion Fare from $122 ($99 fare plus taxes and fees from $23) each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year
  • This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product.

Our Verdict

Previously this card was often 70,000 miles or 70,000 miles + $100. This link is supposed to be in flight, but working elsewhere as well. Standard bonus on this card is currently 80,000 miles so this is an extra 5,000 really. Will be added to our best credit card bonuses

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56 Comments
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Eric
Eric (@guest_2128823)
August 26, 2025 01:32

For me, Ascent might be a better option for the first roughly 2 years (say spend $4k in the first 3 months to get it for the 1st year and another 2k to get it for the 2nd year).

I’m located in the west coast, but I only travel Alaska during peak seasons due to schedule of 2 kids. For example, Hawaii around Christmas or Thanksgiving and I am finding a hard time to get reasonable reward flights during these times. For example, around Christmas one-way award flight is easily 50k points but the dollar price is just around $500. So the Summit companion pass would cost me 2*50k (main passenger) + 2*25k (companion) while the Ascent pass would cost me 2*$500 + ~120. The issue is that I am forced to redeem overpriced reward flights if I want to use companion pass.

Mark
Mark (@guest_2128784)
August 26, 2025 00:32

I just opened a BAnk of America checking account today to bypass the 3/12 rule. So now it’s 7/12. How long should I wait before it takes effect so I can apply for this card?

desterpot
desterpot (@guest_2127905)
August 24, 2025 23:24

Here’s the OFFICIAL url to the in-flight offer for the Atmos™ Rewards Ascent Visa Signature® Credit Card, instead of that affiliate link that’s been going around.

https://atmoscard85k.com/

If you’re applying, I recommend asking a flight attendant for their ID so they can also get credit/commission for referring you — it benefits both sides.

You can use this as the promotional code: 1083742 — he’s a sweet flight attendant i met, and it would him get credit for the referral while you still get the points.

thershope
thershope (@guest_2127968)
August 25, 2025 01:47

This does not open in my browser. Is there a trick to open this link and apply?

Desterpot
Desterpot (@guest_2127989)
August 25, 2025 02:48

It opens up for me but does take a while. Perhaps try using a different wi-fi or use cell data.

Desterpot
Desterpot (@guest_2128010)
August 25, 2025 04:29

Oh I see what the problem is.

It’s actually Atmoscard85k.com

There shouldn’t be a https:// in front.

desterpot
desterpot (@guest_2128126)
August 25, 2025 10:27

I don’t think it’s possible to edit my comment.

Wanted to add that it’s actually AtmosCard85K.com (without the https:// and that this url is also found on the brochure for the inflight offer).

thershope
thershope (@guest_2128525)
August 25, 2025 17:35

Thanks a lot. This works

thershope
thershope (@guest_2128544)
August 25, 2025 17:46

Instant Approval for 20k

Rich
Rich (@guest_2127760)
August 24, 2025 19:07

Seattle to Boston direct first class is 60k each way (120k round trip) … no possible better deal than that? I fly that for business

Tim
Tim (@guest_2127351)
August 24, 2025 05:04

Are you eligible for you this if you recently or currently have BOA Alaska card?

Chani
Chani (@guest_2127591)
August 24, 2025 14:23

I got the old Alaska Visa Signature card less than a month ago, and was approved now for the Atmos Ascent ($95 AF), even though that is essentially the updated version of the same card. I did have to call reconsideration to get the approval, though.

Doggo
Doggo (@guest_2130090)
August 27, 2025 19:11

Would you mind sharing what recon number you called for BoA? The numbers of DoC I called refused to recon for me…

Jelena
Jelena (@guest_2126910)
August 23, 2025 10:17

Fun DP. The only card in a decade I have ever been denied for was an Alaska card. It was the first BoA card I’d ever applied for, I’d been a customer for 15 years, and at the time had over $200,000 in assets with them.

John
John (@guest_2127667)
August 24, 2025 17:02

‘Thank you for your service.’

Gene Simmons
Gene Simmons (@guest_2127934)
August 25, 2025 00:39

Thanks

Waldo
Waldo (@guest_2126847)
August 23, 2025 06:21

The points have good value if you use them on international flights to Europe. you can Premium Economy for 30K or lie flats in business class for 45K – that is on American metal. YMMV. But those mile rates are about 10-15K less than booking directly with American points. The companion certificate, blah. I have had that before. By the time you add in taxes you are not really saving much.

Gerald
Gerald (@guest_2127256)
August 23, 2025 22:14

I’ve been looking at flights to Europe and I’m seeing they’re significantly cheaper with AA points than with Alaska points, like 19K vs 27.5K for keconomy. There’s no availability of premium economy or business on the flights I’ve been looking at.

Rich
Rich (@guest_2127758)
August 24, 2025 19:06

premium economy isn’t bookable with points i thought (for alaska flights)?

Tony
Tony (@guest_2126780)
August 23, 2025 00:17

How does this compare to the Barclays Alaska card? Same $99 annual fee.

Alex 🔗
Alex 🔗 (@guest_2126870)
August 23, 2025 08:19

Barclays doesn’t have an Alaska card. They have a Hawaiian card and they’re staying like that for now which is why I closed mine cause I’m not paying another AF.

Also, Barclays is more willing to open lines of credit for new people.

Tony
Tony (@guest_2126980)
August 23, 2025 13:06

Since Hawaii miles are gonna be the same value as Alaska miles, Barclays card gives 80k bonus and BOA gives 85k, it seems BOA is better?

John
John (@guest_2126671)
August 22, 2025 20:52

I was going to ask if the Ascent card at 85k SUB and $95 AF was a better deal than the Summit at 130k (100k + 5k email link + 25k GUC) and $395 AF. Then I did some math and decided the Summit is better as long as you can swing the AF. Too bad we can’t get both!

Choosing Summit over Ascent works out to buying 45k Atmos at 0.67 cents (as long as you value the GUC at face value which I do) before the value of the waived fees on partner awards (which is worth at least $50/yr for most members) and some of the other perks

John
John (@guest_2126674)
August 22, 2025 20:54

I don’t value the companion cert that comes with the Ascent but if you do then the math is obviously different

John
John (@guest_2127669)
August 24, 2025 17:05

3rd ‘John’ POV here. If you have a P2, are fine with Economy, and are disciplined enough to use it before expiration, Ascent companion certificate is great for just the $95 AF; it pays for the card, basically.

Nick
Nick (@guest_2126773)
August 22, 2025 23:52

I applied for both back to back and was approved for both.

Avi
Avi (@guest_2126774)
August 23, 2025 00:00

Honestly both Ascent and Summit have great offers right now – while the Sumit offer is definitely better, you can’t go wrong with either.

Gene
Gene (@guest_2126670)
August 22, 2025 20:52

Do you need the promo code to be able to apply? Anyone have a code?

Phani Gokaraju
Phani Gokaraju (@guest_2126747)
August 22, 2025 22:41

Wondering the same thing

SSK
SSK (@guest_2127513)
August 24, 2025 12:30

no need. Applied & Approved instantaneously

Mx
Mx (@guest_2127310)
August 24, 2025 02:07

Did you figure this out?

Ruth B
Ruth B (@guest_2127478)
August 24, 2025 11:32

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