Best Youth/Teen Checking & Savings Account Bonuses

We have a full list of the best bank account bonuses. A reader reached out asking for a full list of teen checking bonuses as their Mom had introduced them to the site. Below is that effort, currently it is bare bones so I can update it but if it proves more popular I will flesh it out more. I won’t be creating individual posts on each of these (unless it’s a particularly amazing deal) so use this post for discussion. 

I would also recommend waiting at least a week before applying for any of these offers as I suspect I have missed a lot and might not even have the best bonuses available for the ones that are listed. 

A lot of these offers require you to bring a parent/guardian with you to open the account and in many cases require that adult to already have an account with the financial institution. If your parent/guardian isn’t into bank churning you can always introduce them with this guide and search the site for good bonuses for them. 

Nationwide Bonuses

Wells Fargo $125 (13-24)

Direct link to offer

Requires 10 qualifying transactions

Chase $125 (13-17)

Direct link to offer

Requires parent/guardian to have a Chase account and open with you. Requires 5 qualifying transactions. 

PSECU – $100 (13-17)

Direct link to offer

Requires a $20 donation to make it nationwide so really only $80 bonus.

State Specific Bonuses

Logix – $200 and a Carhartt beanie AZ, CA, MA, MD, ME, NH, NV, or VA (13-17)

Direct link to offer

Cyprus Credit Union – $200 – UT (13-17)

Direct link to offer

Requires completing some education models and depositing first job paycheck for $50 of bonus. 

Simmons Bank AR, IL, KS, MO, OK, TN, TX – $100+ (Under 18)

Direct link to offer

$100 bonus when you turn 18, can also get $1 for every A on report card and $10 bonus for signing up. 

Union Savings Bank $105 –  CT – (5-17). Expires 1/31/26

Direct link to offer

Requires a $50 deposit. 

Alpena Alcona Area Credit Union $125 – MI –  (14-17)

Direct link to offer

Just requires opening with debit card and eStatements. 

Minnequa Works Credit Union $100 – CO – (Under 18)

Direct link to offer

Requires $25 initial deposit and then three more deposits of $25+.

City National Bank $100 – WV, VA, KY, OH (13-17)

Direct link to offer

Oddly requires a direct deposit.

Smaller Bonuses

Normally we don’t post bank account bonuses that are under $100. But there are a number of smaller options for teens.

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