Capital One offers a free credit monitoring tool to CreditWise, this tool is accessible to everybody (there is no need to be a Capital One cardholder). They have added some new credit protection features today:
- SSN Tracking. This tracks names & addresses associated with credit applications using your social security number. You’ll be alerted if your SSN is used with a new name or address.
- Dark web surveillance. CreditWise will search the dark web for your SSN and e-mail address and will alert you if found.
Previously Discover added these types of SSN alerts, although they do require being a card member so it’s nice to see Capital One upping the ante. It looks like they have also added credit monitoring for your Experian report as well. Previously CreditWise was only monitoring TransUnion.
Looks like Capital One quietly made cutbacks and no longer monitors Experian, only Transunion. Better than nothing, but not as complete. https://creditwise.capitalone.com/faq/credit-works
good, this can hopefully put Lifelock out of busines eventually.
I do get lot of alerts saying my email is found on the dark web. Only email, nothing else. Should I be worried ?
I’ve gotten an alert from everyone of these monitoring services saying the same thing. They say it’s from a Myspace breach forever ago. Nothing bad has come from it yet.
I really don’t see the need for an alert like that. I mean an email address is a public thing that you give out freely, so why should it matter if it was on the dark web? It just scares people for no reason.
Thanks Luke.
Seems to be rolling out in phases. I don’t see it yet (CapOne Cardholder)
Up the ante, not anti
He meant to write antifa.
Is the dark web more fond of certain ssn than others?
Not sure I understand the question?
Just trying to bring out a spelling mistake. The last word in the second bulletin point, I believe you mean found (not fond).
Also shouldn’t it be “ante” instead of “anti”?
Double fixed, thanks
Just registered, but didn’t see they monitor Experian yet.
It’s listed on the linked page: https://creditwise.capitalone.com/credit-protection-alerts so must be coming soon?
Alerts seem to be from Experian. My SO has it frozen and after she registered it gave her an error re monitoring her Experian report on the alerts page.
Nice. Super easy for cardholders