Capital One Relaunches SavorOne Card ($39 Annual Fee)

Capital One rebranded the Capital One SavorOne card to Capital One Savor in October 2024, this was confusing as there was a legacy Capital One Savor card that earned 4% on dining. To make things even more confusing they have relaunched the SavorOne card again. This time it has the following benefits:

  • $39 annual fee
  • 3% cash back at grocery stores, on dining, entertainment and popular streaming services
  • No sign up bonus

Earning rates on grocery stores and dining are competitive but not as good as the 4% previously offered and annual fee with no sign up bonus makes this card meaningless. 

View Comments (36)

    • It is, obviously the people that come here is not the target audience. Which is weird because healthy people usually don't go to the DOCTOR.

  • C1 sucks!
    They have sent P2 and I hundreds of emails for pre-approved platinum card with no SUB, but cannot approve us for Venture card.

    • Platinum Mastercard is their low tier card
      Venture card is mid to high tier
      They are not the same

  • Keep chasing those sub prime customers! A sprinkle of deceptive marketing to lure the lambs to the slaughter.

    • It's C1's dirty little (not so) secret. They want their sub-prime customers to default on these low credit limit cards. Doing so allows them to milk them for huge returns via lawsuits, judgments and garnishment. C1 makes a fortune by turning a $500 CL into a $1,500 default judgment that earns 8%+ a year until, eventually, the borrower comes into money, wants to buy a home, gets a decent job. Then it's payday for C1.

  • Savor used to be worthwhile when it covered Uber One and provided 10% cash back on Uber and Uber Eats. Without that it's essentially just a card with 3% on some categories (or 4% for a few with the older card), which might not be bad for some, depending on what other cards they have and use.

  • With most establishments (at least by me anyways) adding 3% and more on top of food costs to cover their CC costs, Savor (or Savor one) is not worth having anymore IMHO.

    • I've seen a few do that, while some others do it in the form of some "health" or "business" fee. Technically speaking a CC fee isn't something that's allowed.