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271 Comments
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Dan
Dan (@guest_1933255)
October 16, 2024 13:05

Applied with Avelo $200 credit offer, spent it on airline website Capital one rep confirmed the credit will post it’s been 6 months and no credit! Opened 3 investigations with their supervisors but nothing, capital one is playing dumb so don’t count on Credit!

Chintan
Chintan (@guest_1876802)
July 18, 2024 02:30

I opened this card a month ago with only the 75k+avelo credit offer. Is capital one likely to upgrade my offer to the newest offer which is $250 travel credit (appears to be all purpose) + 75k miles?

Avi
Avi (@guest_1879955)
July 22, 2024 22:31

Def no.

Brown Guy Churning
Brown Guy Churning (@guest_1875818)
July 16, 2024 17:03

Offer up to $250+75k now.

ling
ling (@guest_1864221)
June 24, 2024 18:20

Denied as well, 800+ score, 3/24 (but 1/12), instant rejection with emailed reason of ‘number of bank cards tradelines too many’ — did anyone ever successfully change Capital One’s decision by calling reconsideration? seems zero chance so maybe it is better to move on?

Justin
Justin (@guest_1871554)
July 9, 2024 08:15

I have never heard of anybody overturning a decision. Only option is to move on and try again later.

Heather
Heather (@guest_1859973)
June 14, 2024 21:40

Just an FYI, I was able to product change my card from Venture card to a Quicksilver card. I completed the downgrade about 2 weeks or so before my annual fee was to post. I also have a Savorone card and a checking account with Capital One.

Vanessa
Vanessa (@guest_1859041)
June 12, 2024 16:46

Around 810-816 credit score. 1/24. Not a high earner. Got approved for Cap Venture with a 20k avail credit. Have had their Quicksilver card with less than $10k credit since I was a college student (prolly 10 years lol). Also had their checking account for couple years. Yay to me.

Senor Muchacho
Senor Muchacho (@guest_1847675)
May 21, 2024 12:55

808 score, declined for the first time ever. Not a huge churned but maybe 30 cards over the past 7ish years. I’m offended Capital One. They will explain in 7-10 days 🙁

YT
YT (@guest_1852966)
May 31, 2024 14:24

they don’t like churners. whats your x/24? how many enquiries?

Juan Dough
Juan Dough (@guest_1864152)
June 24, 2024 16:45

I was denied too, back in January. They said I had too many open cards. I closed 3 accounts, and will try again soon. Fingers crossed.

marauder
marauder (@guest_1844955)
May 15, 2024 00:44

Using this card has been so painful. Small $3k limit, I spent $3k in a few days. Sent a payment of $1300 to make a $1200 “purchase”. Declined because not enough available credit when available credit is showing $1300 in the app. FML.

oldman
oldman (@guest_1838946)
May 2, 2024 12:26

I got a message from Capital One because I frozed Experian and Transunion.

—–

Thanks for applying for a Capital One Venture X card. In order for us to continue processing your application, we need you to unfreeze your credit reports.

If you would like to continue your Capital One Venture X card application, please follow these instructions:

  1. Ensure your credit is unfrozen at Equifax, Experian, and Transunion.
Hershel I.
Hershel I. (@guest_1837262)
April 29, 2024 02:12

Using this referral link of someone that spends $300,000 a year on the venx card got me approved after gettinf denied 2 previous times https://i.capitalone.com/Jiywuyw5p

Kapper
Kapper (@guest_1840513)
May 6, 2024 01:00

The X has a $395 annual fee.

lz
lz (@guest_1841042)
May 6, 2024 21:17

I applied using this link with Experian frozen and got instant approved. Was denied last October.

tennismenace3
tennismenace3 (@guest_1846748)
May 18, 2024 19:03

Stop farming referrals bro lol, this is gross