Recently some consumers that have applied for Chase credit cards have noticed two hard pulls (on the same credit bureau) on their credit report. Occasionally Chase and other credit issuers will pull two different credit bureaus (in fact Capital One always pulls all three nationwide credit bureaus) but as this is on the same credit bureau it appears to be an error. Thankfully Miles to Memories (via Doug at Travel Rewards Warriors) is reporting that some people that are affected by this double pull have been able to get the second pull removed from their report by requesting this from Chase.
It’s important to remember that hard pulls do affect your credit score. Technically these hard pulls are only supposed to be done by financial institutions to aid in lending decision. I suspect at some stage Chase will be fix this issue for everybody affected but in the mean time if you’ve applied for a card from Chase recently it might be worth checking your report to see if this issue is affecting you.
