The Chase Freedom and Freedom Flex card 5x categories for the fourth quarter of 2023 have been revealed within the Chase login. The categories will show officially and will be live for activation beginning tomorrow, September 15th, at this link:
- Paypal – Should work for any purchase via Paypal. This is always a easy and useful category given that many/most online retailers accept Paypal, e.g. Walmart, Target, Best Buy, etc.
- I sometimes pay my taxes with a credit card via Paypal to trigger this category, read more about paying taxes with a credit card in this post.
- Some people might find it worthwhile to swallow the 2.9% Paypal fee and max out this category by paying family or friends with their Freedom card.
- You can also do your year-end charitable giving with Paypal payments on many charities, or to almost any charity with Paypal Giving Fund.
- Readers note that if you use the Freedom Flex via Paypal at Dining or Drugstores you’ll end up getting 7x due to the extra 2x bonus the card has on those categories.
- Wholesale Clubs – Should work for Costco, Sam’s Club, etc.
- Bear in mind, Costco in-club only accepts Visa cards; online you can use Mastercard as well, and you can even order Costco Cash cards for use in-club. Also note, gas at Costco will not work to earn the 5x; the workaround is to buy Costco Cash cards in-club and use those to purchase gas.
- You can buy Sam’s Club gift cards at the club or online which can then be used at Walmart or Walmart.com or Walmart gas. (Or you can buy Walmart e-gift cards from Paypal Digital Gifts which also earns 5x as part of the Paypal category.)
- Some wholesale clubs sell third-party gift cards or even Visa gift cards.
- Select Charities – we’ll have to wait to find out what’s included for this
Tip: Click this link (login required) to check how far you are along the $1,500.
We still have until the end of today (9/14/23) to activate the Q3 2023 categories of Gas Stations, EV Charging, Live Entertainment, and until the end of the month to use up the $1,500 allotment there and at the other Q3 category cards.
