Contents
The Offer
- Chase is offering increased signup bonuses via mychasecreditcards.com on the INK Cash and INK Unlimited no-annual-fee cards:
- Earn $900 Bonus Cash Back after you spend $6,000 on purchases in the first 3 months after account opening.
Our Verdict
The regular public offer is 75,000 points with $6,000 spend, and you do have the option of using a referral link (20,000 points for referrer) to get that offer. This 90,000 points offer ties the best-ever offer on these cards, but is not currently available via referral link, so there is a trade-off here. (Perhaps it’s possible to signup through a referral link and then request a match.)
Important reminder: Beginning on October 7, 2025, there is a change for business referrals – the referrer will only get a bonus if the friend is a new Chase Business card customer.
You can also go through Rakuten when applying for the INK Unlimited card and get another $25/2,500.
These are great offers with a relatively low spend requirement for a business card offer. We will add these to our list of the best credit card bonuses.
Hat tip to mra101485
Applied and approved through P2 referral link to make sure to do the up $750. Needed the 6 months to spend 6k for property and income taxes and I’ve prepaid every possible bill for the next year.
Sad time to be at 5/24
need to know if anyone is able to get a referral matched to 90k. definitey planned to use the referral before it changes in Oct.
Wanted to point out that this offer does not have a 0% APY for 12 months component. Depending on how much one might float, one’s marginal tax rate etc., the public offer may be better for certain applicants.
“0% fixed Intro APR for the first 12 months that your Account is open.
After that, 17.49% to 23.49%, based on your creditworthiness and other factors. ”
That’s what I’m seeing under pricing & terms, is that not correct?
I initially only looked at the front page and the “Offer Terms,” neither of which said anything about 0% APR. But, you are right, it is buried in the “Pricing and Terms” table. I guess I would be concerned that this is a copypasta mistake, given that this term is not prominently advertised as part of this offer in the same way that it is for the public offer.
I opened in July and am still trying to meet the spending requirement by next Month. Is it too far away to ask for a match? Are there any data points showing chase match only good for very recent applications? Thanks
Is Chase business checking account and/or business savings account required in order to get these cards?
No.
Applied online, instant approval for CIC. 6k limit, 2nd INK for P1, previous was opened early last year (CIU)
Curious to see DPs on whether current CIU holders can get approved for a second CIU, and/or current CIC holders can get approved for a second CIC.
Has there been a recent change to prevent this?
Not that I know of, but given Chase’s general tightening, I was just wondering out loud.
Of course you can.
R/churning just nutted
Hopefully it works with referral links soon! A reminder that after October 7th referral points will only be awarded to new Chase Business customers
I somehow missed this. Do you have a link to an announcement or DoC post?
RIP: Chase Business Card Referrals Only For New Chase Business Card Customers (Effective 10/7/25) – Doctor Of Credit
Thank you! Now I remember seeing this post.
Forgot about that, let me add a note