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Received an email from Raisin, they increased the referral bonus to $250 (up from $100) for a limited time. Tiers for the referee are still the same as before, but this makes it more attractive if you have a P2.
📌 Terms (unchanged):
– Referee must deposit within 14 days of opening
– Must hold full balance for 180 days (after the 14-day deposit window)
📈 Referee bonus tiers:
– $75 for $10k–$24.9k
– $250 for $25k–$49.9k
– $500 for $50k–$99.9k
– $1,000 for $100k+
Referrer gets $250 per referral, up to $5k total. If you want to find your referral code, it is in your dashboard under the “Referral” tab.
I got the same email. I was trying to figure out what the difference was. I noticed the tiers were the same, but I glossed over the increase for the referrer.
Yes, the tiers for the referee remain the same, but this is significantly better than before for a P2 setup, especially at the lower tiers.
Wells Fargo $825/$400 biz checking offers extended through 11/4/25.
Surprised no one has brought up Target’s 20% discount on one whole order for students (valid through 9/27): https://www.target.com/l/target-circle-college-student-appreciation/-/N-6v01l
They also had a similar discount for teachers, but that seems to have expired on 8/30
DP about Chase denying payout of the CSR dining credit because it was paid at a mobile terminal, apparently.
https://www.reddit.com/r/ChaseSapphire/comments/1n74qim/beware_chase_150_dining_credit/
Alliant Credit Union Visa Signature 2.5% Cashback appears to still be available on my card this month 9/3/2025. I called a rep and asked a few weeks ago, and she seemed confused, not having heard about any changes. I have been given no communication by Alliant that the rewards terms will be changing so far.
BMO f***** me twice now. Lesson learned on my end for logging dates accounts were closed.
Was doing the personal checking bonus (SPRING800), opened over the phone with a banker when it wasn’t working online. Before opening the account I asked the banker to see when my previous account was closed as I wanted to ensure I was still eligible for the promotion since having an account within the past year disqualifies you. Banker checked for me and ensured me, after I asked him to triple check for certainty, that I was eligible. After his assurance we proceeded with the account opening. Fast forward and its been 120+ days now, have not received the bonus. Contacted CS multiple times, forwarded to CFPB with explanation including the recorded call where I was told I was eligible but to no avail all I got was responses explaining that I was ineligible because of my previous account closure date. They even noted that they listened to the recorded call but completely disregarded the banker telling me that I was eligible, a banking error.
Now they’re about to cost me another $250 for the etrade savings bonus by reversing the check i wrote to myself and mobile deposited with etrade. I mobile deposited the check last friday, received a call yesterday while at work from BMO asking me to call back. Called back after work and got transferred 3 different times, first to the credit card department, then to BMO canada, then finally to a representative who told me everything on the account was fine and there was nothing I needed to do. Woke up this morning to the check being reversed back into my BMO account. I called fraud department right when they opened and this agent notified the investigator that I did write and authorize the check myself. Nothing has come out of my ETRADE account but seeing as my balance on BMO has the check back in it im sure it will. I guess all I can do is another CFPB complaint and if it does come out of my ETRADE so my bonus is forfeited I could try to call again but we’ll see
Beware of AA from E*Trade if it gets reversed. They’ve been twitchy since Morgan Stanley took over.
Re: MYGAs — Apart from Canvas and Gainbridge (I am a satisfied customer of both), could anyone recommend an issuer with good rates, good customer service, ease of purchase, etc.? TIA!
https://www.ffbkc.com/bank/account-bonus-promo/
$300. The last post about this place was from 2019 and says MO only but I can’t seem to verify the geofence without going too far in the app. The page about banking for veterans has this disclaimer though: “Must be a resident of MO, KS, AR, NE, OK, or IA to apply.” Ymmv.
They use the same application platform as Local Bank lol
Paypal offers showing 5% cashback (Up to $20) for giftcards.com, good for 1 week and 40% off a Walmart+ subscription which is good for 6 months after clicking save.
Received the following offers in Paypal:
Perplexity Pro free for 1 year, available till 1/1/26, sign up for a subscription with Paypal linked for future payments.
Walmart+: 40% cash back for 6 months available till 3/27/26