Posted by William Charles on December 3, 2013
Guides

Published on December 3rd, 2013 | by William Charles

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How To Join DCU Credit Union

How To Join DCU Credit Union

dcu logoThe easiest way to join DCU is to become a member of one of their participating organizations, click here to view other options. We’ve listed them below, along with a link to their website and brief blurb on what they do and how much it costs to be a member per year.

  • Reach Out For Schools $10/yr or $25/3 yrs: a non profit that raises funds for primary and secondary schools. Join here.
  • AAPD (American Association of People with Disabilities)  $15/yr or $25/3 yrs: a non profit that raises funds to empower people with disabilities both economically and politically. Join here.
  • New England Chapter, PRRT&HS $15/yr : a non profit arm of PPRT&HS which aims to preserve the history of “the standard railroad of the world”. Join here.
  • MRWC – Merrimack River Watershed Council, Inc $25/yr:  non profit dedicated to preserving the natural resources of the Watershed. Join here. 
  • SHOLAN FARMS – $25/yr : A 169 acre non profit farm owned by City of Leominster and operated by Friends of Sholan Farms. Join here.
  • SOLF (Southborough Open Land Foundation) – $25/yr: another non profit farm with 126 acres. Join here.
  • OARS(Organization for the Assabet, Sudbury & Concord Rivers) $30/yr: non profit that aims to preserve the recreational features of the Assabet, Sudbury, and Concord rivers. Join here.
  • Worcester County Horticultural Society – Tower Hill Botanic Garden $55/yr: non profit that aims to improve the science and practice of horticulture. Join here.
  • The Free Software Foundation $120/yr: Global non profit that promotes free software. Join here.

Why Would You Want To Be A DCU Member?

There are two reasons why you’d want to be a member of DCU.

 

 



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Volker
Volker

I opened a checking account (and required savings account) with DCU and Equifax reported a hard credit pull.

AlTwo
AlTwo

NOOOOO!!!

Richard N
Richard N

DCU just raised their interest rate to 6.17% BTW. I did not get a hard pull on any of my 3 credit bureaus when I joined a few months ago.

007
007

Thanks! I just joined and also got a soft pull.

This thread seems to suggest there is no hard credit inquiry involved, only a soft pull on Equifax as well as a “pull” on ChexSystems. Others are frozen FWIW.

https://ficoforums.myfico.com/t5/Personal-Finance/DCU-Free-Checking-no-hard-credit-pull-amp-free-EQ-mortgage-FICO/td-p/5405688/highlight/false

They also have a referral program – $20 for the person who joins, $10 for the referrer. You can meet terms by joining and doing 5 P2P payments. They take up to ?$250 in credit card funding. Also free EQ mortgage FICO monthly.

Michelle
Michelle

Doc, I don’t want to violate the rules but looking for a DCU referral. Are codes only available on certain posts? Thanks for your help

xpiredsodapop
xpiredsodapop

I’d be happy to give you a referral, but I believe it’s through email.

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