What Are The Easiest Ways To Close Bank Accounts?

I’ve recently started opening a few different bank accounts for the sign up bonuses, I’m wondering what the easiest way to close these accounts is?

First of all you’ll want to make sure your bonus has posted and your account has been open long enough to avoid any early account termination fees (this is listed in the fee schedule and we also list it at the top of every bank bonus we post to save you some time). I then try to close the account in the following order:

1. Send a secured message
2. Phone call (if not allowed, ask about three)
3. Send a signed certified letter
4. Go into the branch

Once the account is closed, it’s also a good idea to record the date when the account was closed (along with the opening date and the date you received a bonus).  As it’s often possible to get the sign up bonus more than once in a life time and sometimes they exclude people based on when their account was last closed.