These offers are only available to existing clients of Ameriprise Financial and its affiliates as of September 30, 2025
Offer at a glance
- Maximum bonus amount: $800
- Availability: Nationwide
- APY: 3-3.15%
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None listed
- Expiration date: August 29, 2025
The Offer
- Ameriprise is offering bonuses of up to $300:
- $200 when you deposit at least $35,000 of new money into your new or existing Ameriprise® Bank Savings Account. Through April 30, 2026, maintain a daily balance equal to or greater than your balance on Sept. 30, 2025
- $50 by establishing qualifying direct deposits of $500 or more per month by Dec. 31, 2025, for at least five consecutive calendar months.
- $50 when you do both of the above
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about
Early Account Termination Fee
Unsure if there is any EATF.
Our Verdict
I’m assuming it’s supposed to read Sept. 30, 2026 instead of Sept. 30, 2025. You need to tie up the funds for at least 153 days, probably closer to 160 days after transfers and giving yourself a buffer. Account earns 3.1%. If you put the same amount of funds into a 5% account you’d earn ~$767. With this bonus you’d earn $683 so doesn’t seem remotely worth doing. Even with the direct deposit and other bonus that only brings it up to $783. Easy pass and won’t be adding it to the best bank account bonuses.
