These offers are only available to existing clients of Ameriprise Financial and its affiliates as of January 13, 2026
Offer at a glance
- Maximum bonus amount: $800
- Availability: Nationwide
- APY: 3-3.15%
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None listed
- Expiration date: March 31, 2026
Contents
The Offer
- Ameriprise is offering a bonus of $450.
- Deposit $25,000 by March 31, 2026
- Maintain existing balance through June 30, 2026
The Fine Print
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This offer is valid from January 14, 2026, through March 31, 2026 (“Offer Period”).To receive the $450 bonus, you must make Eligible Deposit(s) totaling $25,000 or more into your existing or newAmeriprise Bank Savings Account (“Account”) during the Offer Period.Eligible Deposit(s) are deposits into your Account from:
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External accounts outside of Ameriprise Bank and its affiliates;
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External accounts initially deposited into your Ameriprise brokerage account and credited to your Account within seven business days of initial crediting to your Ameriprise brokerage account from an external account; and
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Proceeds from the redemption of money market fund balances held in your Ameriprise brokerage account and credited to your Account within seven business days of the settlement date. Please contact your financial advisor for additional information.
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Additionally, through June 30, 2026, you must maintain a daily balance equal to or greater than your balance on January 13, 2026, plus at least $25,000 of Eligible Deposit(s).
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This offer is only available to existing clients of Ameriprise Financial and its affiliates as of January 13, 2026.
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To remain eligible your Account must be open and in good standing at the time the applicable bonus is credited to your Account.
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Limit of one bonus offer outlined above per customer based on the taxpayer identified on the Account.
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If all bonus requirements are met, the bonus amount will be credited to your Account by September 30, 2026.
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The credited bonus will be reported as interest on IRS form 1099-INT and you are responsible for any applicable taxes. Please consult your tax advisor; neither Ameriprise Bank, FSB nor its employees provide tax advice.
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about
Early Account Termination Fee
Unsure if there is any EATF.
Our Verdict
This account earns 3.1% and bonus works out to be 7.2% for a total of 10.3% APY. Worth doing if you have liquid cash that you want to tie up with a good return, will add to the best saving bonuses. All recent Ameriprise savings bonuses have been existing users only interestingly. Also makes sense to move money out as soon as promotion ends so you can get a better high yield rate and in case another bonus comes along.
Hat tip to reader Shawntheshawn
