Posted by William Charles on May 12, 2016
Bank Account Bonuses

Published on May 12th, 2016 | by William Charles

159

[Expired]Seacoast Bank $200 Checking Bonus – Available Nationwide (+$1,000 In CC Funding)

Unfortunately this offer has now expired. View the best bank bonuses currently available by clicking here.

Reposting because the offer is actually nationwide.

Offer has been extended, we also know now you can fund with a credit card, it’s a soft pull to open and Serve counted for the direct deposit requirement.

Offer at a glance

  • Maximum bonus amount: $200
  • Availability: Nationwide
  • Direct deposit required: $500+
  • Additional requirements: 15 debit card transactions within two months
  • Hard/soft pull: Soft
  • Credit card funding: Up to $1,000
  • Monthly fees: $7, waivable 
  • Early account termination fee: $30 if closed within 90 days
  • Expiration date: January 31st, 2016 March 31st, 2016 June 30th, 2016

The Offer

Direct link to offer

  • Sign up for a Freestyle checking account with Seacoast bank using the promotional code WEB200 (note there doesn’t actually seem to be anywhere to input this promo code, but if you sign up through the link it should work. You can also give them a call to ensure it’s properly added) and receive a sign up bonus of $200, broken down as follows:
    • Set up a direct deposit of at least $500 within the first two months and receive $100
    • Make 15 debit card purchases within the first two months and receive another $100

seacoast bank

The Fine Print

  • Valid for new Seacoast checking customers only
  • Not valid for Free Checking
  • Limit one $200 bonus per household
  • The bonus will be credited to the eligible account within 65 days of opening if the aforementioned requirements are met.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
  • Offer valid from 7/15/2015-1/31/16 and subject to change or withdrawal at any time without notice Offer valid through 6/30/16 and subject to change or withdrawal at any time without notice

Avoiding Fees

This account comes with a monthly fee of $7, it’s waived if you do either of the following:

  • Receive E-statements and perform 7 debit card purchase transactions per monthly statement cycle OR
  • Receive E-statements and receive a direct deposit of at least $250 per monthly statement cycle

According to the fee schedule there is also an early account termination fee of $30 if the account is closed within 90 days of opening.

Our Verdict

This bonus is pretty easy to do, although it’s a bit of a hassle to keep the account fee free, but you only need to keep it open for 90 days (just meet the requirements of the bonus ASAP and then wait till the account has been opened for 90 days to avoid the early account termination fee). Because of this we have added it to our list of the best bank bonuses currently available. People have reported that they automatically received the bonus after the account had been open or 73 days.

It’s also included in our full listing of all bank bonuses currently available.

Direct link to offer



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Thershope
Thershope

[Data Point]
09:39:05 Fania Regis | NMLS # 1035444: Chexsystem is used when you apply for an account online.

So, no hard pull at least

CB
CB

They apparently allow up to $1000.00 funding by credit/debit card. I tried using my Barclay Aviator card to fund $1000.00 and it was rejected, I’m assuming because I’ve lowered my CA to $0. So, beware with CA fees. I’ll confirm upon receipt of bonus and methods of DD.

CB
CB

For future reference, I used serve for a DD and received the bonus. I confirmed by SM that I had met the DD and made 15 transactions with the debit card. I received the $200 less than 2 weeks after making the last transaction.

CB
CB

For future reference, I used serve for a DD and received the bonus. I confirmed by SM that I had met the DD and made 15 transactions with the debit card. I received the $200 less than 2 weeks after making the last transaction.

Himalaya
Himalaya

CB, how did you use Serve for DD? Can you explain for a newbie? Thanks.

CB
CB

Sure, login to Serve, click settings, link bank and cards, and enter your bank account details. When you’ve done that and you have $ in your serve account, click settings, then ‘learn more’ under withdraw to bank. Then transfer to your bank. You may have to wait until your bank account is verified before transferring $, which takes a few days.

Jeff
Jeff

Hmm…not seeing a place to put the code. Is it embedded in the link after you hit “click here to open an account now” or do you have to fill out the contact sheet to qualify?

nk
nk

I did not find a place to put the code, so I opened the account online anyway and called to the bank. CSR did enter code manually and told me that I will get the bonus.

Justin Lover of Life
Justin Lover of Life

Any update on what cards don’t code as cash advance?

Himalaya
Himalaya

I never saw a place to put the code either. I called after I finished the app and the rep applied the code for me. They told me they get a lot of those calls.

RNM
RNM

Just opened account. Like others have said, there was no where to enter the code, but through online chat, the rep told me that if I clicked from the ad, that it would apply. I’ll check back later on this.

I funded $1,000 from my BofA Alaska Airlines Visa which did not code as cash advance.

Will update once the bonus comes through.

RNM
RNM

Ok, an update:
– 12/28/15 – Opened account online and funded with $1,000 BofA Alaska Airlines Visa.
– 1/29/16 – Did a direct deposit from my employer of $500.
– From 2/16/16 to 2/22/16 did a variety of small purchases (mostly $0.50 Amazon gift cards, but also some small grocery store transactions ($0.34 tomato sauce….)) totaling 15 transactions.
– 3/9 2016 – $200 bonus posted.

I’m keeping $250 from each paycheck flowing into the account then using that to pay towards my daily-use credit card in order to avoid the monthly service fee.

RNM
RNM

I note, as others have done, that the bonus posted exactly 73 days after account opening.

Kevin
Kevin

I applied and got approved for the Freestyle Account. I live in California, so maybe you this isn’t exclusive to Florida? Hoping the bonus comes through though

Barbi Dee
Barbi Dee

Opened the account in October and CS said direct deposit was $250. Still have not received bonus. When did this offer expire from Oct and when was it extended?

Jau
Jau

Any data points on whether the “One bonus per household” requirement is enforced?

Thx

anthonyjh21
anthonyjh21

Also curious. Considering this bonus has been around for a while I’m hopeful someone may be able to provide a data point.

AE
AE

Cannot get this bonus to post for anything… 3 different ACH, 15 debits, + irs refund DD and still nothing…

BN
BN

AE – I’m having the same issue. Don’t want to call in though. I’ll just wait patiently for the 65 days. Anyone else receive the bonus?

nk
nk

Finally, I received $200 bonus today. It’s been 70 days since I opened the account.

Vijay
Vijay

William,

It looks like this bonus is ‘Nationwide’ and my BOA Cash Rewards CC funding of $1000 is pending for a day, but I’ve set my CA to $10.

Any idea of Discover or any other banks ACH count as DD for this?

Thanks!

Matthew
Matthew

Vijay,

Which DD method did you use?

Vijay
Vijay

I’ve used Discover but it’s showing as P2P along with my name and doesn’t know whether I’ll get the $100 bonus for that, apart from the $100 for making 15 debit card transactions which I completed. Hopefully Discover count’s as DD and will know in a week or two from now.

johnny
johnny

did you find out if it counted as a DD?

Vijay
Vijay

I would like to confirm that my initial funding of $1000 from BOA Cash Rewards credit card posted as ‘Purchase’. For safer side, I’ve set my CA to $10,

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