(Update 12/19/20: They sent out a mailer stating that beginning February 1, 2021, the rate will be lowered from 3x to 1x. RIP. Hat tip to readers Chander and Peter
Topical Financial Credit Union has an Elite Mastercard credit card which earns 3x points per dollar on all purchases and has no annual fee.
The credit union has a number of branches in Florida, and allows members who live or work in one the following Florida counties: Miami-Dade, Broward, Palm Beach, St. Lucie, Martin, Hendry, Collier, Lee and Sarasota. You also can join if you are an employee of one of our Partner Companies.
We haven’t been able to independently confirm that value of points, but according to this article from Nerdwallet each point is worth 1 cent, making this a 3% everywhere card. There aren’t any other cards that earn 3% on a regular basis, so this is certainly interesting.
Hat tip to reader Sam
