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The Offer
- Fluz app is offering gift of college giftcards with no purchase fees. $25-$200 per purchase.
Our Verdict
Not possible to purchase with a credit card, but can use ACH for 1.5% cash back or debit card for 0.5%.
Hat tip to FM
Contents
Not possible to purchase with a credit card, but can use ACH for 1.5% cash back or debit card for 0.5%.
Hat tip to FM
No longer available
What’s the chase category for this? I understand some fluz charges are 5x. Do we get amex points?
I got banned by gift of college. It’s end of the year so I was trying to max out my tax benefits… nothing really against the rule.
$7k in a month and a half
Damn that isn’t much and super quick
Did they say why? Also has this happened to anyone else???
Were you stuck with any of the gift cards you bought that they wouldn’t apply???
anyone have idea how to redeem the gift card? I only get code and pin from fluz, but on giftofcollege.com, I was asked the pin, 4 digits pin and expiration date.
If you count cash cost of 3%, 1.5% cashback, your cost is 1.5%. This is higher than the 1.19% cost if you can find those $500 GoC GCs at stores.
But you can do all this online from your home. I’ll certainly take this 1.5% other than the 2.9% cost to use Plastiq.
Gift of College was so awesome when you could use a credit card to buy them at Toys R Us and Buy Buy Baby. I hit so many spend requirements and paid off my tuition at the same time. Good times lol. I don’t know if this is a worthwhile DP but my loan provider was EdFinancial and they took these gift cards.
I think GoC takes most of the major student loan providers. But it takes 14 days to credit to account.
I used to make 529 contributions directly.
Does anyone use GoC to fund a 529 and then just withdraw the funds? From what I’ve read you only pay penalties on earnings, not contributions.
Yep
Yes to both. The GoC website will permanently ban you after you do over 20k or so in a year.
How do you know thats a gard rule, not one time thing for you? Multiple attempts for multiple players for you?
It’s +/- a few thousand from 20k after getting banned across multiple SSNs. It really depends on how fast you’re going and how quickly they look into your account.
calendar year?
GoC GCs were sold at Toy R Us and Baby R Us before. Now at some limited CVS and grocery stores. It is a good way to fund 529 plans and pay back student loans. I bought like $30k before, mainly from Toy R Us.
It seems this Fluz deal is cash only. No credit card or GC payments.
Look into power portal
If so, I’d take one as well
Only available with regular Fluz.
Fluz blocks all GC Debit cards. Anyone tried PayPayl ?
Look into power portal
It says there’s a $5.95 activation fee
I do not think Fluz cards have activation fees.
Nope