The FNBO Amtrak credit cards are now live after the portfolio was moved from Bank of America. Two cards are available. Cards look the same as the Bank of America versions, but with an increased annual fee of $99 on the Preferred card:
- Amtrak Guest Rewards Preferred Mastercard.
- 30,000 point sign up bonus after $1,000 in spend within the first three billing cycles
- Annual fee of $99 is not waived
- Complimentary Companion Coupon, One-Class Upgrade and a single-day
- ClubAcela® pass for access to ClubAcela, Amtrak Metropolitan LoungeSM or First class
- Card earns at the following rates:
- 3 points per $1 spent with Amtrak
- 2 points per $1 spent on all other qualifying travel and dining purchases
- 1 point per $1 spent on all other purchases
No foreign transaction fees
- 5% Amtrak Guest Rewards point rebate when you book your Amtrak redemption
- Amtrak Guest Rewards Mastercard.
- 12,000 point sign up bonus after $1,000 in spend within the first three billing cycles
- No annual fee
- 10% rebate on onboard food & beverage purchases
- Card earns at the following rates:
- 2x points on Amtrak and dining purchases
- 1x points on all other purchases
Complimentary Companion Coupon, One-Class Upgrade and a single-day ClubAcela® pass for access to ClubAcela, Amtrak Metropolitan LoungeSM or First class - 5% Amtrak Guest Rewards point rebate when you book your Amtrak redemption

