How To Use The New Southwest Travel Bank Conversion To Get Better Than 1:1 Transfer Rates

Southwest is currently allowing you to convert Southwest Travel Funds to Southwest points at a rate of 1.28¢ until December 15th. This means it’s actually possible to transfer flexible points to Southwest at a higher than normal rate.

  • American Express:
    • If you have the American Express Business Platinum card you receive a 35% rebate on points.
    • Cancel the flight with Southwest
    • Turn travel bank funds into Southwest points (should work out to be a transfer ratio of 1:1.2)
  •  Chase:
    • If you have a Chase Sapphire Reserve card you can book travel with Southwest and get a value of 1.5¢ per point.
    • Cancel the flight with Southwest
    • Turn the travel bank funds into Southwest points (should work out to be a transfer ratio of 1:1.17)
  • Citi:
    • If you have the Citi Premier that was opened before April 10th, 2020 you get 1.25¢ per point until April 10th, 2021
    • Cancel the flight with Southwest
    • Turn travel bank funds into Southwest points (should work out to be a transfer ratio of 1:0.98)

I’d exercise extreme caution doing this with American Express because they have shut down accounts/clawed back points for less in the past.

Hat tip to SteveForDOC & FM

Subscribe
Notify of
guest
The comment form collects your name, email and content to allow us keep track of the comments placed on the website.
38 Comments
newest
oldest most voted