JPMorgan Chase Nearing Deal For Apple Credit Card Program

According to WSJ JPMorgan Chase is nearing a deal to takeover the apple credit card program. Earlier this year it was reported that both Barclays & Synchrony were in talks with Apple regarding the program. 

The main issue with the Apple card portfolio is that Apple has demanded a lot of compromises that are unprofitable for the issuer such as little to no fees, higher than normal rev share, less stringent approval process. I suspect if Chase is nearing a deal that Apple has had to make significant concessions compared to their deal with Goldman Sachs who are no longer bidding on new card programs

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