In this review we will look at the Merrill Rewards for Business Visa Signature. Keep in mind as far as I know there is no application link for this card, unlike the personal Merrill Lynch MERRILL+ card. Update: There is now a working application link.
Contents
Card Basics
- Card earns 1x point per $1 spent
- Points can be redeemed for 1.5% cash back directly into an eligible account
- Points can also be redeemed for airline tickets (same rate as the personal card, more on this here)
- No annual fee
Our Verdict
This card is somewhat interesting due to the fact that points can be redeemed for 1.5% cash back, unfortunately you can’t combine these points with the personal card and you also can’t get the 10/25/75% relationship bonus. You can apply for this card in branch or by phone on 800-481-8277, although with no sign up bonus I’m not sure why you’d want to.
If you want a card with a sign up bonus, I’d recommend one of these cards in this linked post instead. If you want a card that earns at a higher rate than 1.5% I’d recommend one of these cards instead. Thanks to reader Curm for finding out some of this information.

