This offer has now expired, you can view all current checking bonuses by going here.
Offer at a glance
- Maximum bonus amount: $150
- Availability: Select counties in Ohio
- Direct deposit required: None
- Additional requirements: NoneÂ
- Hard/soft pull: Unknown
- Credit card funding: Unknown
- Monthly fees: Waive-ableÂ
- Early account termination fee:Â $20 if the passport savings account is closed within 60 days of opening
- Expiration date:
March 31st, 2015June 30th, 2015
Contents
The Offer
- Receive up to $150 from Vinton County National Bank:
- Open a checking account and accept a debit card to receive $100
- Open a passbook savings account and receive $50
The Fine Print
- Valid until
March 31st, 2015June 30th, 2015 - Available to legal residents of Continental U.S (although it only lets you select certain counties in Ohio) who are 18 years or or older
- Must open a Checking My Way or Classic checking account and accept a debit card for the $100 checking bonus
- Checking account must be initially funded with a minimum deposit of $100
- Passport savings account must be opened at the same time as the checking account
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
I’m unsure if there is an early account termination fee on the checking account, but there is a $20 early account termination fee on the passport savings account if it’s closed within 60 days of opening.
Checking My Way
They charge a monthly fee of $3 if you enroll in paper statements or a $5 fee if you have paper statements with check images.
Classic Checking
You need to have a balance of $4,500 or more to avoid the monthly fee on this account
Our Verdict
Vinton county have offered a smaller $100 bonus in the past, with the same no requirements. Unfortunately because the service area is so small it doesn’t look like anybody actually completed the previous deal so we’re still unsure whether it’s a hard or soft credit pull.
What I like about this deal is the fact that there are literally no requirements to get the money, which is unusual for a checking + savings bonus. If I lived within the service area, I’d complete this bonus if I could confirm it would only be a soft credit inquiry.
If you do complete this bonus, please let us know what your experiences were in the comments.
