This is the fourth part of our credit score comparison series week one: FICO Vs PLUS, week two: FICO Vs VantageScore, week three: FICO Vs CE score). This week we are going to look the FICO score and Experian’s National Equivalency Score... Read More →
Question: I have really bad credit history with a lot of late payments. I’m making all of my payments on time now and I’m in a much better financial situation, but I can’t seem to be approved for a credit card. I heard... Read More →
Update: Unfortunately American Express no longer backdates any of their cards. Read more about this here. This is a handy little tip I just learn recently from the community on reddit’s /r/churning. Basically American Express will... Read More →
Thought it would be fun to look at the different secured cards sorted by APR. We never recommend carrying a balance on your credit cards, you should never put a purchase on a credit card unless you have the funds to pay it off at the... Read More →
There are currently 8 secured credit cards on the market that offer rewards programs. Below is a full list of the cards and the rewards program for each. BankAmericard® Secured Credit Card. Cash rewards gives 1% cash back on all... Read More →
BankAmericard® secured credit card holders can now call and upgrade their card to have BoA’s cash rewards program added. To get cash rewards added, call 888-260-4696. This easily makes BoA’s secured credit card one of the... Read More →
Question: I lost my job and wasn’t able to find a new one for nearly a year. Because of that I racked up a lot of credit card debt that I couldn’t pay, my credit score is in the low 500’s now and I want to start... Read More →
Question: I’ve had a U.S. Bank Secured Visa Card for more than a year now. I have perfect payment history (paid off my card in full each month) and my FICO score is now sitting around 660. How do I get my card unsecured and will I... Read More →
[Update: Quizzle no longer uses the CE score, they now use VantageScore] This is the third post in our credit score comparison series (week one: FICO Vs PLUS, week two: FICO Vs VantageScore) where we look at different credit scores to... Read More →
