Credit Karma is a website that gives you a free credit score (VantageScore V3) and also lets you monitor your credit report. Back in late December of 2014 they announced that they would be giving users access to their Equifax data as... Read More →
Latest articles
American Express Business SimplyCash Bonus Now $250 After $5,000 In Spend
The Offer Direct link to offer [Warning: this may be somebody elses affiliate link, the public bonus is $0]. The sign up bonus on the American Express Business SimplyCash is now $250 after you spend $5,000 within The Fine Print Valid... Read More →
New Weekly Series Posts Coming To Doctor of Credit – Get Excited!
It’s a new year and one of the resolutions I made was to try and post on this site more regularly and in a more ordered fashion. I thought it would be a good idea to have several weekly series where we post similar content on the... Read More →
Retention Bonus Rules & Tips For Each Card Issuer – Get More Than One Bonus Each Year
This post will: Explain banks’ retention department incentives Provide reader some ideas how to exploit these incentives Give bank by bank summary for major credit card issuers Help you to hit more singles and doubles, and an occasional... Read More →
Stacking Discounts With eBay (10%+)
Just thought I’d do a quick little post on two ways to stack additional discounts with eBay. Gyft Gyft is a site that lets you purchase gift cards. They just added eBay gift cards today. This is interesting because it’s... Read More →
Citizens Bank & Charter One $1,000 College Savings Bonus [MI, OH, CT, DE, MA, NH, NJ, NY, PA, RI, and VT Only]
Offer at a glance Maximum bonus amount: $1,000 Availability: Charter One: MI & OH, Citizens Bank: CT, DE, MA, NH, NJ, NY, PA, RI, and VT Direct deposit required: No Additional requirements: Monthly addition of $25 or $50 in funds... Read More →
Small Gift Gard Arbitrage Opportunity: 20% Discount On Macy’s Giftcards At Raise.com
The Offer Direct link to offer Raise is selling Macy’s gift cards for 20% off (a few are even more heavily discounted at 20.5%) The Fine Print These are eGiftcards, not physical gift cards Our Verdict You can resell these gift... Read More →
From My Inbox: Year Reset on Old Blue, and [Targeted] Redbird $20 Bonus with Tax Refund
Old Blue Reset We reported A Couple of Updates for Old Amex Blue that some folks report hearing from Amex that their $6500 original spend requirement is based on the calendar year, not the anniversary year. We theorized that it’s... Read More →
Redesigning The Blog – What Would You Like Changed?
I’m at the very starting stages of getting the blog redesigned. Before I go much further I thought it would be a good idea to reach out to you guys, my readers to see what you like or don’t like about the current website... Read More →

