Unfortunately as of the 25th of November, 2013 this promotion is now over, sign up bonus is back down to 40,000 points. Chase has announced that they are increasing the sign up bonus from 40,000 points to 50,000 points. They’ve... Read More →
Latest articles
Chase Will Overnight Your Card, For Free.
Just thought we’d share this little tip with you, if you sign up for any chase credit card they’ll overnight you the card – all you need to do is ask. Somebody in the office recently signed up for the chase sapphire... Read More →
FICO Announces FICO Score Open Access
FICO (Fair Isaac Corporation) announced this week their new FICO score open access initiative. Their stated aim is to provide increased transparency and consumer empowerment by providing free FICO scores to banks and credit card holders... Read More →
Experian To Donate 80,000 freecreditscore.com Memberships To National Foundation for Credit Counseling (NFCC)
On November 13th, 2013, Experian And the National Foundation for Credit Counselling jointly announced that Experian would be donating 80,000 twelve month memberships to their freecreditscore.com product (total value at over $17,000,000)... Read More →
How To: Add A Statement Of Explanation To Your Credit Report
Something that a lot of consumers don’t know is that they are able to add 100 words of “explanation” to their credit report, this is covered under the fair credit reporting act (FCRA). Experian & TransUnion allow... Read More →
Barclay To Offer Free FICO Scores
Barclay have just announced that they are now offering free FICO scores to their credit card holders. This is the second credit card issuer to do so, with walmart also offering free scores. They are slowly rolling this feature out... Read More →
Who Can Access My Credit Report?
Question: I have terrible credit history and I am worried that future employers might not hire me because of it. I’m just wondering who can access my credit report and under what circumstances? Is there a way to check who has... Read More →
How To: Remove Negative Items From Your Credit Report
It’s not unusual for an item on an individuals credit report to be incorrect. Getting this information changed and updated can be a hassle, but is well worth doing as it may be effecting how eligible you are for new credit and the... Read More →
How To Improve Your Credit Score In Six Steps
1. Pay all of your accounts on time Payment history makes up 35% of your FICO score. By paying all of your accounts on time your score will slowly increase. Negative items (such as paying late or not at all) will stay on your credit... Read More →