PNC Cash Unlimited Visa Signature: 2% Back, $200 Bonus, No FTF & No Annual Fee

PNC recently launched the Cash Unlimited Visa Signature. Card details as follows:

  • $250 bonus when you spend $1,000+ within the first three months
  • Card earns 2% cash back on all purchases
  • $0 annual fee
  • No foreign transaction fee
  • $800 cell phone protection
  • 15 month interest fee period on balance transfers ($5 or 4% balance transfer fee)

Interesting card due to the 2% back and no FTF or annual fee for everyday purchases.

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Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
April 2, 2025 19:15

3/18 PNC Checking account opened online for the $400 offer…
4/02 $200 Cash Unlimited offer arrives via USPS mail.

Into the shredder.

Megan
Megan (@guest_2027333)
March 20, 2025 14:16

FYI this is a only a preselected prescreened offer now. They send via Email and mail. This is card #16. Instant approval, $10,000 limit. Experian pull.

Jason
Jason (@guest_2021096)
March 12, 2025 01:56

Cash unlimited card bonus looks to be dead for this post. PNC Cash Rewards is $200 but that does not have the no FTF (foreign transaction fee) benefit.

Dan
Dan (@guest_2000093)
February 7, 2025 13:29

Not pre-approved with an 808 score. Reasons given: “Insufficient credit history” (despite 7 years oldest credit line) “Insufficient deposit relationship with PNC”(Just opened a bank account with them a week ago, switched direct deposit) “Amount owed on revolving credit” (under 5% for all cards) “Number of accounts recently opened” (last credit account opened was 18 months ago)

Zoey
Zoey (@guest_1999876)
February 7, 2025 02:34

Applied and instantly approved with 15k CL. 823, 4/24, a PNC checking and savings account holder.

Andy
Andy (@guest_1990268)
January 23, 2025 10:51

Long-time PNC customer. Was approved, but I had to take a call from the bank to verify information. $7,500 credit line. 824 credit per CapitalOne and Chase, 871 FICO per Citi.

Eric
Eric (@guest_1990153)
January 23, 2025 01:34

817 credit score, only one recent credit card opening, existing customer with PNC – declined.

Andy
Andy (@guest_1989833)
January 22, 2025 14:43

I thought all Visa Signature cards offer rental car protection, but I don’t see anything about it after getting this card. Does it offer rental car protection?

Tim
Tim (@guest_1985323)
January 14, 2025 22:57

Turned down with a 779 score…yikes. Only opened 2 CCs in the last year

An
An (@guest_1978288)
January 3, 2025 05:27

Bonus is $200 now.

jz
jz (@guest_1996354)
February 2, 2025 19:54
  An

 William Charles it’s only $200 now, not $250.