(Report) Discover 5% Cards Migrating To Capital One Login In January 2026

A Reddit user on r/creditcards got notice from Discover that the Discover IT 5% card will be migrating to the Capital One login on January 26, 2026. This follows Capital One buying Discover earlier in 2025. 

It will be interesting to see if they move everyone together and whether they’ll fully shut down Discover.com login immediately or down the line. 

There’s also some mention of shared benefits with other Capital One cards. We’ll have to see whether Discover cashback will eventually be able to be used for Capital One transfer partners. Getting the Capital One login can also give you access to Capital One Offers.

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