Update 7/27/25: card has now launched, full details here
Update 7/21/25: Full details have been leaked with the terms online. Some highlights:
- 6 ThankYou Points for each $1 spent at restaurants, including restaurant delivery services, for purchases authorized between Friday 6:00 PM through Saturday 6:00 AM ET, and Saturday 6:00 PM through Sunday 6:00 AM ET.
- $200 splurge credit only works on ticketmaster/live nation and American Airlines, others added later.
- Credits are calendar year, not cardmember year. Meaning a double/triple dip might be possible.
Update 7/19/25: a few more rumors:
- The card is said to be launching in-branch on Sunday, 7/20/25. Another source suggests that it will go live on July 27th (possibly the 27th date is the online launch date).
- Citi Private Client customers will have the first year annual fee completely waived. Subsequent years will have the $145 discount, bringing down the fee from $595 to $450. Citigold will also have the $145 discount for all years (no full fee waiver for Citigold).
- New report suggests that the 100k signup bonus will only be for CitiGold relationship customers, and that the public signup bonus will be 80,000 points after $4,000 in spend.
Related reminder: Citigold has $200 Annual Benefit for Subscriptions to Amazon Prime, Costco, Spotify, Hulu, TSA Precheck, or Global Entry. For Citi Private Clients it’s $400.
Update 7/18/25: Some more rumors, based on reader’s report:
- $595 annual fee. ($145 annual fee discount if you have Citigold relationship with the bank ($200k+).)
- The bonus at launch will be 100,000 thank you points after spending $4,000 in 3 months of account opening. This is an IN BRANCH ONLY limited time offer at the moment, unsure of what the online offer will be.
- $200 Annual Blacklane Credit – Every calendar year. ride in style with up to $200 in statement credits toward a chauffeur service with Blacklane. Earn up to $100 in the first half of the year and up to $100 in the second half of the year.
- Complimentary Priority Pass™ Select Membership.
- Up to $200 Annual Splurge Credit’™ on Eligible Brands – Every calendar year, earn up to $200 in statement credits on your choice of up to 2 of the following brands: 1stDibs, American Airlines (exclusions apply).
Best Buy*, Future Personal Training and Live Nation (exclusions apply). - $300 Annual Hotel Benefit – Every calendar year, enjoy up to $300 off a hotel stay of two nights or more booked through cititravel.com.
- Four American Airlines Admirals Club® Citi Strata Elite* Passes Annually
- Up to $120 Global Entry® or TSA PreCheck® Application Fee Credit – Receive a statement credit. up to $120 every four years as reimbursement for your application fee for Global Entry® or TSA precheck.
- Card earning:
- 12x on hotels, car rentals and attractions booked on Citi travel
- 6X on air travel booked on Citi travel
- 6X on restaurants on CITI NIGHTS EVERY FRIDAY AND SATURDAY 6 pm to 6 am ET.
- 3x points at restaurants any other time frame.
- 1.5X on all other purchases.
- No foreign transaction fees.
Update 7/17/25: According to a source that provided information to FM this card will launch this weekend. Card details are slightly different to what we outlined below.
Original Post:
A reader that claims to work for Citi provided slightly different details: AF confirmed $595. Multiplier as follows 12x on hotels,car rentals and attractions booked on Citi travel 6X on air travel booked on Citi travel. 6X on restaurants on CITI NIGHTS EVERY FRIDAY AND SATURDAY 6 pm to 6 am ET. 3x points at restaurants any other time frame. And 1.5X on all other purchases
Earlier today it was announced that Citi would be launching the Citi Strata Elite sometime in Q3 2025. An older rumor that now seems more credible shares the details regarding the new card:
- Annual fee of ~$595
- Authorized user fee of $75 or $95
- Points multipliers not as good as the current Citi Prestige, but a high point multiplier on travel booked through Citi travel. Current Prestige earn rates are as follows:
- 5x air travel & restaurants
- 3x hotels & cruise lines
- 1x all other purchases
- Priority pass similar to Chase & American Express (eg restaurants not included)
- Annual travel credit must be used through Citi travel
- Possible admirals club access (likely limited uses per year)
Honestly these details are not sparking joy at all, so hopefully this rumor isn’t accurate or missing details.
