[Expired] [Targeted] Citi Cards: Get $20 Back Or 5% Back With Paypal

Deal has ended, view more Citi deals by clicking here.

Update: some readers are finding this offer at this Citi Offers Page link, even without having received an email.

The Offer

Check your emails for one of the following offers from Citi ([email protected]):

  • Activate to earn $20 back when you spend $200 or more on eligible PayPal purchases with your linked Citi Card.
  • Activate to earn 5% back on eligible PayPal purchases with your linked Citi Card, up to $30 statement credit.

The Fine Print

  • This offer started on 09/30/2022, or the date you enrolled, whichever is later, and ends on 12/31/2022
  • Activate this offer by 12/15/2022 and spend $200 by 12/31/2022.
  • Purchases must post to your account during the promotional period to qualify.

Our Verdict

Paypal is accepted widely online so this should be an easy win. It might work with Paypal QR purchases in-store as well. Just be sure to activate the offer and link your Citi card  with Paypal.

Hat tip to Daniel L.

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48 Comments
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studpup
studpup (@guest_1543912)
January 28, 2023 09:07

Received today!
“Earn 5% back for a limited time with PayPal
Activate this new offer to earn up to $75 back as a statement credit on eligible PayPal purchases with your linked Citi Premier® Card through 03/31/2023 – see full offer details below.

Terms and Conditions

*This offer starts 12/31/2022, or the date you enroll, whichever is later, and will end on 03/31/2023. Earnings associated with this offer will equal 5% back, up to $75 in total on eligible purchases that will be posted on your account in the form of statement credit and may overlap with other special offers in which you are currently enrolled.

Purchases must post to your account during the promotional period. Many merchants will wait for a purchase to ship before they post the purchase to your account. Delays by merchant, such as shipping, could extend the date that your purchases post beyond the promotional period.

Balance transfers, cash advances, checks that access your Card Account, items returned for credit, unauthorized charges, interest and account fees, traveler’s checks, foreign currency purchases, money orders, wire transfers (and similar cash-like transactions), lottery tickets, gaming chips (and similar betting transactions), Citi Flex Loans and the creation of Citi Flex Pays, are not purchases.

An eligible purchase is a purchase made when PayPal is the payment method with your linked Citi Credit Card during the eligible promotional time period, except for peer-to-peer transactions (such as PayPal Send Money Transactions), Citi credit card purchases made with convenience checks, cash advances, and items refunded for credit. We reserve the right to determine which purchases qualify for the offer.

Statement credits earned will be posted to the primary cardmember’s account in 1-2 billing cycles.”

yb
yb (@guest_1520830)
December 28, 2022 14:08

I almost forgot about this offer. Was scrolling through my screenshot and checking Citi transactions, realized I have not used it yet. Slide allows buying amazon gc as of a few minutes ago so that made it easy.

mangorunner
mangorunner (@guest_1521424)
December 29, 2022 03:38
  yb

yb , what is “slide”?

yb
yb (@guest_1521619)
December 29, 2022 11:27

mangorunner https://getslide.com part of Raise.com but sells GC directly to consumer instead of acting as a platform

mangorunner
mangorunner (@guest_1521632)
December 29, 2022 11:44
  yb

yb , thank you very much.

Dave C
Dave C (@guest_1505446)
December 9, 2022 07:42

Activated back in Nov and spent about a week ago, still nothing.

Churnia
Churnia (@guest_1503012)
December 6, 2022 12:52

Received $20 in statement credit today. I purchased at store via PP QR code

Ian
Ian (@guest_1495498)
November 25, 2022 01:18

I never got a targeted email, but I saw this offer on my account home page when I logged into my account today. Here are the Terms and Conditions linked to my offer (curious if a POI Funding Transaction, like a VGC purchase, is considered an “eligible purchase”:

Terms and Conditions

*This offer starts 09/30/2022, or the date you enroll, whichever is later, and will end on 12/31/2022. You will receive a one-time $20 statement credit after you make eligible purchases of $200 or more using PayPal with your linked Citi Credit Card.

Your eligible PayPal purchases must post to your account during the promotional period. Delays by merchant, such as shipping, could extend the date that your purchases post beyond the promotional period.

Balance transfers, cash advances, checks that access your Card Account, items returned for credit, unauthorized charges, interest and account fees, traveler’s checks, foreign currency purchases, money orders, wire transfers (and similar cash-like transactions), lottery tickets, gaming chips (and similar betting transactions), Citi Flex Loans and the creation of Citi Flex Pays, are not purchases.

An eligible purchase is a purchase made when PayPal is the payment method, except for peer-to-peer transactions (such as PayPal Send Money Transactions), Citi credit card purchases made with convenience checks, cash advances, and items refunded for credit. We reserve the right to determine which purchases qualify for the offer.

The statement credit will be applied to your account within 3 billing cycles after the $200 eligible PayPal purchase threshold is met. Total earnings associated with this offer are subject to a maximum of $20.

In order to qualify for this offer, the account must be open and current at all times. If your account is closed for any reason, including if you convert to another card product, you will no longer be eligible for this offer.

This promotional offer is non-transferable and applies to the account ending in the last 4 digits referenced in this offer.

To learn more about your card benefits, see your Directory of Services or visit citi.com/cardbenefits.

Citibank is not responsible for products and services offered by other companies.

Ron
Ron (@guest_1485130)
November 10, 2022 14:05

Anyone Citi Dividend card holder tried stacking this with Dividend 5% Q4’22 category ?
Many airlines have Paypal payment option and Dividend has 5% on Airlines in Q4.

Anyone knows for sure that Paypal payment passes the category over to Citi ?

SRG
SRG (@guest_1478068)
November 2, 2022 11:59

In the beginning of July 2022, I activated a Citi’s offer of 5 bonus points per $1 spent with PayPal on my DoubleCash card (up to 3,000 points total). On July 26 I made two charges using PayPal. However, I haven’t received my bonus points.
Today I reached out to their customer service using online chat. Here’s what I heard: “We are aware of the issue and currently looking into it. Once the issue is resolved, the rewards will be adjusted accordingly. You will be provided with additional communication once available.”
I asked about their timeframe. Here’s the response: “Our team is working on this as this issue was spotted only at the end of last month. So expect it to be resolved in a month.”

SRG
SRG (@guest_1478071)
November 2, 2022 12:03

Forgot to mention that I used PayPal to cover my estimated tax payment with payUSAtax.

djyuran
djyuran (@guest_1478111)
November 2, 2022 12:48

I got the same issue but also issue even with the base points.
Could you please check how many base points did you get?
You can check my message below for more details.

atexit8
atexit8 (@guest_1545121)
January 30, 2023 11:00

Did you eventually get the $30 or 3000 points?
It shows up as Bonus points on your statement.
Look in the box on the top right hand corner of page 2 of your statement.
I only got 4x Bonus points but 0x Purchase points.

Citi finally did give me a statement credit of $5.
It was marked as CITIBANK CREDIT FOR DISPUTE.

djyuran
djyuran (@guest_1477725)
November 2, 2022 00:55

Could someone check how much do you earn on PayPal purchases.
I started realizing that they don’t pay base points for PayPal.

According their website:
1X
All Other
Purchases
Drugstores
Clothing
Electronics
Home Improvements
And More

So they don’t say “Everything else”

This is how it looks on my statement for PayPal $500 transaction
September 28, 2022
PAYPAL
$500.00 10ptsPoints
Round Up
10pts

September 19, 2022
PAYPAL *EPOCH BRIDGEMA 02070487706 GBR
$1.00 6ptsPoints
Round Up
6pts

While it is how it looks like for the regular transaction
September 29, 2022
FEDEX OFFIC51700051763 ISSAQUAH WA
$1.27 10ptsPoints
1X All Other Purchases
1ptsPoints
Round Up
9pts

Did you notice there is no “1X All Other Purchases” on PayPal transactions?
I hope they don’t have more exceptions like that…

atexit8
atexit8 (@guest_1545112)
January 30, 2023 10:51

I am just seeing your post on Jan. 30, 2023.

I used a Double Cash card for this offer in August-October 2022 time frame.
I also did *not* get the 1x which is the base cashback on any of my Paypal transactions.
I made $123.70 in purchases.
My statement showed:
Purchases : 0
Bonus : 495

I called Citi and complained.
They issued a statement credit of $5 which is the 1x of $500 which is the spend limit for me.

ATXken
ATXken (@guest_1474449)
October 28, 2022 00:29

Does anyone know if this will trigger when using PayPal bill pay?

ATXken
ATXken (@guest_1487513)
November 14, 2022 15:35

DP: so far, PayPal bill pay did not trigger it.

sg77
sg77 (@guest_1488901)
November 15, 2022 18:23

It worked for me; the credit posted 17 days later (the date it posted is also when my statement closed, not sure if that was a coincidence).

Paranoid
Paranoid (@guest_1474437)
October 28, 2022 00:05

Are PayPal Bill Pay payments counted as ‘eligible purchases’?