Deal has expired, view more U.S. Bank deals by clicking here.
The Offer
No direct link to offer, sent out via e-mail. Subject line is ‘Earn up to $30 in statement credits’
- Make $200 or more in net purchases at Restaurants and on Food Delivery and earn a 1% statement credit, up to $10.
- Make $250 or more in net purchases at Grocery Stores and earn a 1% statement credit, up to $10.
- Make $300 or more in net purchases at Home Improvement and Hardware Stores and earn a 1% statement credit, up to $10.
The Fine Print
- The statement credit will be applied to your account within 2-3 billing cycles after the end of the promotion period. Net purchases are purchases minus credits and returns.
- Your account must remain open, have available credit, and be current (no minimum payment past due) to qualify.
- This offer is valid for in-store and online transactions in the Restaurants/Food Delivery, Grocery Stores, and Home Improvement/Hardware Store categories and will qualify based on how merchants classify the transaction.
- As U.S. Bank cannot control how merchants choose to classify transactions, U.S. Bank cannot guarantee a transaction will qualify. Only purchases for services made directly with the merchant apply to the promotion.
- This offer may not apply if your credit card has changed to a different type of card within the last 12 weeks or changes before the statement credit is applied. If you have any questions, call Cardmember Service at 800-285-8585.
Our Verdict
You need to spend $200/$250/$300 in those categories before getting the extra 1%. U.S. Bank lets you choose two categories to earn 5% in and one category to earn 2% in. Grocery stores are a 2% category and fast food is a 5% category. I don’t think fast food will code the same as restaurants/food delivery but I could be wrong. Overall this is a pretty bad promo and probably not worth doing for most.
Hat tip to readers Ryan G, Andrew H, Scott S, Ran D
