Deal has expired, view more U.S. Bank deals by clicking here.
The Offer
No direct link to offer, sent out via e-mail. Subject line is ‘Earn up to $30 in statement credits’
- Make $200 or more in net purchases at Restaurants and on Food Delivery and earn a 1% statement credit, up to $10.
- Make $250 or more in net purchases at Grocery Stores and earn a 1% statement credit, up to $10.
- Make $300 or more in net purchases at Home Improvement and Hardware Stores and earn a 1% statement credit, up to $10.
The Fine Print
- The statement credit will be applied to your account within 2-3 billing cycles after the end of the promotion period. Net purchases are purchases minus credits and returns.
- Your account must remain open, have available credit, and be current (no minimum payment past due) to qualify.
- This offer is valid for in-store and online transactions in the Restaurants/Food Delivery, Grocery Stores, and Home Improvement/Hardware Store categories and will qualify based on how merchants classify the transaction.
- As U.S. Bank cannot control how merchants choose to classify transactions, U.S. Bank cannot guarantee a transaction will qualify. Only purchases for services made directly with the merchant apply to the promotion.
- This offer may not apply if your credit card has changed to a different type of card within the last 12 weeks or changes before the statement credit is applied. If you have any questions, call Cardmember Service at 800-285-8585.
Our Verdict
You need to spend $200/$250/$300 in those categories before getting the extra 1%. U.S. Bank lets you choose two categories to earn 5% in and one category to earn 2% in. Grocery stores are a 2% category and fast food is a 5% category. I don’t think fast food will code the same as restaurants/food delivery but I could be wrong. Overall this is a pretty bad promo and probably not worth doing for most.
Hat tip to readers Ryan G, Andrew H, Scott S, Ran D
Old thread, new offer ….
Earn cash back on Authorized User purchases, plus a $20 statement credit if you take action by June 30, 2023.
“Request to add an Authorized User(s) must be received by June 30, 2023, to earn a $20 statement credit, which will be applied to your account 2-3 billing cycles after June 30, 2023. Limit one $20 statement credit per account. Your account must remain open, be in good standing (not past due or overlimit), and have at least one net Authorized User added by June 30, 2023, to qualify. Net is defined as Authorized Users added minus Authorized Users deleted. This offer only applies to this credit card … ”
The first card comes with your full name. I almost always request a second card with only my first initial and last name. I haven’t done that on this card. Could be an easy $20
I had to read it twice to make sure the 1% was correct. What a waste of my time reading these e-mails. I went to your webpage here to read your verdict just to make sure that I understood it correctly. Seriously, US Bank?
I deleted this email.
lol.
The overall quality of their email marketing has been on a downhill slide for the past couple of years.
Received same email offer on my US Bank Select+ AmEx, same spend and limits, which makes it an even more useless offer than on Cash+.
My Citi Dividend got $10 CB per $750 spend per month, up to 3 months. I already maxed out the annual $300 CB.
UberEats codes as ground transportation, a 5% category. Should stack with the 1% restaurant/food delivery offer.
That’s not true in my experience. An Uber Eats order that posted to my Cash+ yesterday (6/30) is categorized as “EATING PLACES, RESTAURANTS”. It did qualify for the 2% restaurants category, but not the 5% ground transportation one.
Regular Uber rides are classified as “TAXICABS/LIMOUSINES” and do count toward the 5% ground transportation category.
Pretty garbage
This is the only card that gives 5% back on UTILITIES every month.
Same, and it goes well with Arcadia ( https://www.doctorofcredit.com/arcadia-power-pay-your-electric-bill-with-credit-card-for-no-fee-available-nationwide/ ) if, like me, your utility company charges you a fee to pay with a credit card.
5% back on utilities and no fee is pretty nice. The promo described in this post is pretty awful, though.
Any word on the 20-25% bonus on purchases made within the first year of opening a usbank cash biz card?
Edit == It was 25% and i went to the thread that i signed up at and posted my question
I also got this email, and just the fact that they made it complicated and that you have to think about how the promotion works, made me not even want to try.