The Offer
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- Wells Fargo is offering some customers 3% cash back in their first year, up to $30,000 in spend
The Fine Print
- Card earns 1.5% cash back on all purchases with no limit
- No annual fee
- 0% Introductory APR for purchases and balance transfers for first 15 months
- Cash back can be redeemed in increments of $25 ($20 for ATM withdrawals)
- Cell Phone Protection insurance, up to $600 with a $25 deductible
Our Verdict
If you spend $30,000 you’d earn a total of $900, on a 2% card you’d earn $600 so basically an extra $300 but obviously huge spend requirement. We’ve seen a similar/the same offer on the Chase Freedom Unlimited before as well.
Hat tip to reader Nick S
