U.S. Bank Triple Cash $100 Software Credit – What Works & Profitable Uses

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• Express VPN coded as 07372 on 2/25/25

• 24 month subscription for Surfshark VPN coded as 05734 on 2/25/25.

  You can also stack it with 100 percent cashback with Rakuten or Topcashback (when it is available), so you can put it towards reaching credit card bonus.

• Do all 11 months need to be from the same subscription, or do I just need to have 11 consecutive months with at least one MCC# 5734 transaction?

  • @guest_1933496 as i understand it it could be any different software coded for 11 months...

• I'm a little confused on the Pepper situation. I purchased a $1.01 Target gift card on my credit card at the start of May and never received the actual gift cards. However, I do have the charge on my credit card that coded 5734. I also have $1.01 available on Pepper "points" on my account that it appears I can use for another purchase.

  If purchases are just being converted to some type of account balance right now, why are people not planning to keep using Pepper? I realize there is some uncertainty but it's only $1.01 per month to earn $100 back.

  What am I missing?

  • @guest_2068214

    You're still able to purchase gift cards through Pepper?

    As of today, I am not able to make any gift card purchase using a credit card. It does not even give me an option to do so.

    • Do you have points at that store? It looks like Pepper is forcing me to use points before an alternate payment method. If I choose a gift card value above my points balance, the remaining can be paid with a card.

      • Oh, good catch! Yes, I do have points left over and if I go above that amount, it does give me a credit card option. Guess we'll see if they still offer the CC payment in June then.

        • @guest_1941573 @guest_2068214 have you guys actually purchased more recently than begininning of May? When I try to purchase, I just get the "internal server error" message and it errors out.

  • I did the same thing with slightly different results. I purchased a Target $1 card at the start of May and they warned me that the GC wouldn't be available and it would be refunded. Did it anyway as a test and the charge came through (5734) but no refund and no Pepper points. It was worth it to get the May charge in.

    • @guest_1932525 @guest_2068214 I got locked out of my account a few weeks ago while trying to login using 2FA. Ever since, I get a prompt telling me to contact them, which, of course, is a dead-end proposition.

      Any thoughts on an easy replacement for Pepper? I only need 3 more months of 5734 purchases.

      • @guest_1938410 I use 1Password on my other TC card. It's 4.10 including FTF.

        • Thanks @guest_1932525 . I purchased an annual subscription for my May charge (I went annual since I got a 25% discount). I have been a 1PW user for years, so it's something I'd pay for anyway - at least that knocked off 1 month. Now I have 3 more to go.

        • I looked at the annual plan but figured monthly would work out a money maker. I used to use CrashPlan and it worked great for 2 years but they changed their third party billing and it no longer works. :(

    • Interesting. I made my pruchases in May 2nd.

      I feel like I will try it for June as well. Even if I don't get a gift card or points, it's only a $1 charge and convenient to achieve the the 5734 transaction.

      • That's exactly my thought if it's possible.

• Thanks, Seats.aero for me.

  • Did you put the card number manually or through stripe? For me it didnt work

• Any reasonable options working before the month ends?

• I used Pepper from November through April and in case Pepper doesn’t work for the rest of May what cheap alternatives still work?

  • Hey CSF, Did you find a good alternative?

    • No, unless Pepper returns in a few days or someone suggests anything I may just give up on this.

  • Pointspath

    • Thanks, but was hoping for less than $7.99

• Here's another DP that 1Password does indeed code as 5734.

  I had 7 months of success with Pepper, but with it being down indefinitely, I had to find something, so I put my 1PW annual subscription on the TCB to take care of May.

  Now I just need to find something for June, July, and August (assuming Pepper never resurrects).

  • Is there a way to skip the 14 day free trial with 1password? I need to make a charge on my USB TC for May to keep the consecutive months going.

    • Hey @guest_2064373 You could try buying a 1PW gift card.

      • I emailed them to request skipping the 14 day trial. That worked

  • You could pay 1Password monthly instead. Although I think it costs an extra $1 per month ($3.99 vs 2.99?)

    • Yup, but I got a 25% discount on annual, which I would have paid regardless of the TCB software credit. So far, I've made a "software" purchase for 8 months and only spent about $10 (not including 1PW). Just 3 months to go, so I gotta find something cheap.

• Any datapoints on raindrop.io?

• Just confirmed that Points Path codes as 5734 - (small) money maker with a $7.99 monthly fee.

  • Hey Mark W., Only issue I see with Points Path is that it does not display award availability for a Chase United Card holder that has a discount applied for award redemptions. Did you see that in your searches?

    • That is correct. They support the 15% AmEx discount on Delta awards but not Chase cardholder United award availability (so far).

  • Just signed up for Points Path. Have you found it useful in finding good flight deals?

    • I have, though my primary use case for it is tracking the points price of flights I’ve already booked so I can cancel and rebook if it drops to lower than I paid for it.

      • So far, I like the user interface and format. Plan to use it mainly for points flights and compare cash pricing.