The Offer
Walmart is offering two separate bonuses for online card applicants:
- Get a $75 Walmart e-gift card
- Get 10% off your purchases, max $25
The Fine Print
$75 Gift Card Offer
- To qualify for this offer you must apply and be approved for a consumer Walmart Credit Card account online at Walmart.com; this offer is not available in store
- The eGift Card will be sent by Walmart.com to the email address entered on the application within 7-12 business days; applicants who do not receive a credit decision the day they apply but are later approved will be sent a $75 Walmart eGift Card to the email address entered on the application by Walmart.com within 10-15 business days from the date your account is approved
- Offer valid through 11:59 PM ET, Friday January 27, 2017
$25 Statement Credit Offer
- To qualify for this offer you must {i} apply and be approved for a consumer Walmart Credit Card account in-store or online at Walmart.com; and {ii} make a purchase the same day you open your account (excluding cash advances, gift card sales, money orders, and gas purchases)
- Applicants who do not receive a credit decision the day they apply but are later approved, will receive a 10% certificate in their credit card package
- For in-store approved applicants, certificate must be scanned at time of checkout and purchases must be made using your temporary shopping pass in the store in which you applied
- For online approved applicants, purchases must be made online
- A credit to the account will appear within 1-2 billing periods after the qualifying purchase is made
- Offer is valid for newly opened accounts only and each account is eligible for only one 10% offer; purchase of $250 required for maximum savings of $25
Our Verdict
The Walmart credit card used to be totally uninteresting, but they did add last year a 3% earn rate for walmart.com purchases. It’s obviously no big deal for most of us, but if there is a someone or a business who regularly spend large amounts of money on walmart.com, the card might make sense.
With this offer, you’ll get a $75 Walmart gift card, plus another 10% back on your first shopping (max $25) for a total of up to $100 back.
It’s certainly a step up for their regular offer of a 2-liter bottle of soda, though that offer did vary from Dr. Pepper in 2015 to Pepsi in 2016. Card is issued by Synchrony Bank.
Hat tip to Fatwallet
