Offer at a glance
- Max Bonus Amount: $1,500
- Direct Deposit Required: No
- Additional Requirements: $10,000-$100,000 deposit (new funds)
- Hard/Soft Pull: Soft pull
- Credit Card Funding: None
- Monthly Fees: None
- Availability: Nationwide, new or existing users
- Expiration Date: Must enroll by 3/11/26
- Insured: FDIC
The Offer
- Marcus is offering a bonus of up to $1,500 for new & existing savings customers. Must enroll by 3/11/26. Bonus you receive depends on the amount you deposit within 10 days of enrollment and maintain for 90 days:
- $100 bonus for $10,000+
- $750 bonus for $50,000+
- $1,500 bonus for $100,000+
The Fine Print
- Enrolled Account Starting Balance is the balance reflected on your Enrolled Online Savings Account at 6:00 pm ET on 1/27/26
Avoiding Fees
This account has no monthly fees to worry about.
Referral Bonus
If you don’t already have an account you can use a referral link to sign up first and then sign up for this promotion. Both the referral terms and terms on this promotion say stacking is possible. If you use a referral bonus you receive a 0.25% boost over a three month period (works out roughly to be 1% APY).
Note: after signing up through the referral, be sure to visit this page and enroll in the cash bonus offer before transferring funds.
You can find and share your referrals in this linked post. Please do not share referrals in the comments below. Don’t skirt the rules by directing people to click your profile either.
Our Verdict
Marcus offered a similar deal in March 2019, then in January 2020, then in January 2021, then in January 2022 and last in 2023. Nice to see this return and with higher tiers this time. Account itself earns 3.65% APY. Bonuses are as follows assuming a 90 day hold period:
- $100 bonus for $10,000+ (extra ~4% APY)
- $750 bonus for $50,000+ (extra ~6% APY)
- $1,500 bonus for $100,000+ (extra 6% APY)
Means the $100 bonus is 7.65% APY and other too are ~9.65%. Obviously much better than basic savings rates and worth considering if you have cash you need to tie up. We will add this to our best saving account bonuses. Don’t skirt the rules by directing people to click your profile either.
Hat tip to reader SVC
