Update 5/27/24: There is a new link here for Leverage, and here for Altitude, and here for Triple Cash. Terms state:
Offer available exclusively in branches, through your banker or following the links within the flyer. Applications made through usbank.com, U.S. Bank Mobile App, U.S. Bank Online Banking or other direct mail channels are not eligible to receive this offer
Update 4/17/24: There is a generic link here.
Update 4/7/24: These are now available online. Hat tip to JJ Enterprises
According to reader RJ U.S. Bank is running a number of increased sign up bonuses on business cards:
- Altitude Connect Business – 75,000 points after spending $6,000 in 180 days
- Business Leverage – $900 after spending $7,500 in the first 120 day
- Business Triple Cash – $600 after spending $4,500 in the first 150 days.
These are all either all time highs or equal all time highs and the spend requirements are reasonable as well. Not sure how difficult it is to apply for these in branch but definitely worth at least considering if you have a business. Before applying I’d recommend reading these things everybody should know about U.S. Bank cards.
First time doing a USB credit card bonus offer and just approved for the Trile Cash.
Reading through the comments, it sounds like the bonus credits on the first statement after meeting the minimum spend? So if I spend the required $6k spend during the December statement cycle, for example, the $750 wouldn’t be available until the January statement?
Since there’s an introductory 0%, would the simplest way to use the statement credit be to leave $750+ of my statement balance until the bonus is available — i.e. only pay $5250 for the December statement, leaving $750 for January so the SUB can be used to pay it off then?
(Assuming no USB checking account to transfer to)
Thanks
Remember that it’s not going to be exactly $750 since you will get points for your purchases as well, so you’ll have a little more to apply as a statement credit.
So you can pay the minimum, or more if you want, then make your final payment after applying your points to your statement balance.
If you are planning to open a bank account and use the cc for the opening deposit, make sure to read down thread on how to do it.
Thanks for confirming things,
Brian R
Appreciate the tidbit about bank funding, too. Sounds it the charge initially runs as a cash advance before changing to credit, and USB limits cash advances to 25% of total CL. Plus I should call in to make sure cash advance is activated, ahead of time.
Hopefully this cash advance limit doesn’t apply to Paypal bill pays. I’m intending on paying various bills (property taxes) that would exceed 25% of my CL
How have you been, jim? Did you get a USBAR Altitude Reserve? If you did, how many years have you kept the card? Thanks! I’m trying to open some cards. What other cards do you have with U.S. Bank?
Jim
Jim, no need to overcomplicate this. Let’s say your statement closing date is the 1st of every month, and you meet the spend requirement on the 11/25, then you’ll get the points at statement closing, which should be on 12/1. @
Jim
For redeeming points as statement credit, you may have to manually pay the payment to your card. If you set up auto payment for full statement balance, and you redeem statement credit, they may still withdraw the full statement balance amount from your bank account. Not all banks are as smart as Amex. So you’d have to test this out.
Jim
Thanks
Jack
I’ll avoid auto-paying the full balance until the bonus is available for statement credit.
With regards to your questions above — No other USB cards for me, Triple Cash is my first.
I applied on June 30th for business leverage when the offer was 90,000 points after $7500 spend. Howver, I was approved on July 5th, 2024. Yesterday Oct 15th the statement closed and I got 75,000 points not 90,000 points. I called customer service and they mentioned that the offer attached is 75000 points unless I can provide them a screenshot to do research at their end. I will require this screenshot to get 90,000 points (15,000 points missing). I was wondering if anyone saved a screenshot with 90,000 points and can share with my email (Reywal95 at Gmail)
Anybody got the bonus who used “non public” link https://creditcardapply.usbank.com/web/creditcardapply/cc/landing?bankercode=100usb ? met spend ~35 days ago and statment have closed, but still no bonus. Reached out to CS via chat and they confirm the bonus is attached. Not sure if it should really take this long.
Maybe I’m a glutten for punishment but this was the worst card I had ever tried to get a reward…https://www.doctorofcredit.com/u-s-bank-triple-cash-rewards-business-card-500-signup-bonus-100-software-credit-3-categories-no-annual-fee/#comment-1488446
I’m doing it again. I confirmed with CS via chat as well and they said the bonus is attached.
I applied for the $600 $4,500 spend BUT the $750 with $6,000 spend offer is attached to my card.
Haha same thing happened to me. Got past due notice and then found out about central bill account. I have all that squared up. Around mid October it will be second statement closing from when I met the spend. Let’s see if that’s when 75k points post.
For this reason I haven’t started p2’s card yet. Good thing I have until December end to meet spend on p2’s card.
Anyone having issues redeeming points? I keep getting “unexpected” error when attempting to redeem to cash. Bank information inputted is a US bank account
offer link shows an error. Is there another way to get 900 offer or is it dead?
Met spending on 8/20 and statement closed yesterday. Still no bonus on altitude. Not even pending. This was from the link that gave 75k points for spending $6k in 180 days.
Triple Biz Banking SUB increased to $750 for $6k spend in 180 days. I think this just happened after I applied for the $600 bonus with the same criteria, on 8/22/2024.
once you meet spending, how soon the bonus points go pending?
For Leverage, I completed the spend requirement on 7/26 and got the bonus on 8/8
For Triple Cash I completed the spend on 8/12 and am still waiting for the bonus
I have altitude business and been exactly a week since meeting MSR. I’m wondering if it posts at statement close, but should at least be pending.
Mine posted at statement close.
2nd billing statement closed, no points posted yet. Did you use the “non public” link?
Where does one find v these flyers ?
nm