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The Offer
- Discover seems to have a variety of offers for Discover it cardholders (wasn’t able to get it on Discover it Miles, I imagine those with the Discover it Secured will also be able to get these offers). The trick is, you need to ask to receive one. Easiest way to do that is by starting a live chat with them, then just ask if there are any current offers that can be applied for your account (some people have reported more success asking for an APR reduction and then when declined asking if there are any other offers that can be applied to your account). Here are some of the offers people have reported receiving:
- Receive 2% cash back on all purchases and 7% cash back on the 5% rotating categories
- Spend $100/$200 in 30 days, receive $10 cash back
- Spend $1,000 in 30 days, receive $30/$20 cash back
- 0% purchase APR for twelve months
Our Verdict
If you don’t receive an offer you like, you can ask for something else but in general asking for a specific bonus does not work. As always, be friendly and courteous and you’re more likely to receive a better offer. It’s always a good idea to regularly ask for bonuses with your credit card issuers, read this post to get started and then you can read Chuck’s recent experiences asking for retention bonuses.
If you try this, let us know what offer if any you received.
