- Can you convert a Marriott 7 Night Travel Package to a 5 Night Package? by Frequent Miler. Short answer is no, but I respect this sort of individual research.
- Exclusive: How to get the Chase IHG 80k + 5k + $50 offer (YMMV) by US Credit Card Guide. Personally I wouldn’t feel comfortable doing this (especially when you can get matched to the 80k offer) but would like to hear thoughts from readers.
- I Survived an Amex Financial Review – A Few Tips by DEM Flyers. Always nice to see people get through these financial reviews without being shut down and it’s useful to have people recount the process so when you go through it it is less intimidating.
- Trump proposes to hike TSA fee on airline tickets by USA Today. Passed on without comment.
Amex FR: I think its critical to note, everything is YMMV. I dont like overall message being conveyed here saying “dont worry. its gonna be okay as long as reported income matches”. Thats not true. you have human representatives, each with their own anal OCD capabilities to look over your shit. i dont like people looking at my individual transactions.
Amex FRs rarely result in shutdown from reports from people I know. If they discover you’ve overstated your income and they cut your credit lines to reflect your lower credit-worthiness. Amex is far better than other issuers in that they act responsibly, rather than the typical knee-jerk reaction of shutting you down and banning you.
Yeah – as long as you submit the appropriate paperwork you’re good to go. If you don’t, you’re likely to be shut down and blacklisted.
Why would someone induce an FR?? I rather avoid it under any circumstance.
There’s an implicit presumption that once you’ve triggered an FR you are relatively safe from future FRs, i.e. you can go hog wild with spending. This is not true 100% of the time though – I’ve seen multiple reports in the past few months of people having to go through a second FR. But that’s the thought process 🙂
Re: IHG, this Redditor tried the trick mentioned above and was told by Chase they wouldn’t be receiving the 80K/1K offer. I know the article mentioned another user who did have it confirmed, and that site did mention this is YMMV, but I’d put some heavy emphasis on the latter if anyone does decide to go for it.
https://www.reddit.com/r/churning/comments/60txgm/daily_discussion_thread_march_22_2017/df9h039/
To be fair, the offer is 80k + 5k + $50 for $2k spend, not $1k. Not sure if that affects what the user did or the viability of the trick though. (There is a landing page for the $1k offer, is my concern).
Interesting — I thought the most recent offer was 80K + 5K, no statement credit, for $2K. Either way, I agree that the landing page is a little sketchy/worrisome. And since Chase hasn’t been too averse to honoring the 80K/$2K match, I wonder if it’s worth the trouble anyhow.
Did you see the concerns about Sears? https://www.forbes.com/sites/walterloeb/2017/03/23/sears-faces-risk-in-2017-is-it-still-a-going-enterprise/#3e812f0568f9
As a holder of a few Sears/Kmart gift cards, do you recommend liquidating those ASAP?
I would. The president of Sears quit a day or two ago. That’s the third top executive in a relatively short period to walk away. The company doesn’t announce departures like that so someone else has to report it. I’ve been purposely keeping my point total low so I don’t lose out on that value. I for sure wouldn’t be sitting on a ton of gift cards. You probably have some time left but how long? I wouldn’t blow it on just anything but I’d start paying attention for rolling deals.