Update There is a new link that might work if you weren’t targeted before: http://www.americanexpress.com/ExPOenroll85 or http://www.americanexpress.com/ExPOenroll84
The Offer
- American Express are currently offering selected charge cardholders 10,000 points when they enroll in pay over time.
The Fine Print
- Email subject line is “Congratulations, [your name]. You’ve Been Selected to Enroll in a Flexible Payment Option”
- Valid until May 13th, 2017
- Offer code is CF2O:0008, please let us know what it is in the comments
How To Get Targeted
- Check your e-mails for the offer
- Check the American Express offers section for the offer
- Call 1-866-280-4438 and mention the offer code CF2O:0008. If you enroll this way, get confirmation and also a reference number for the call. Make sure you actually get the 10,000 bonus points as well
- Try using the direct link
- Read more about getting targeted here
Our Verdict
If you have any questions about Pay Over Time (e.g hard/soft pull) I’d recommend reading through our F.A.Q on the topic found here. You don’t actually need to use the pay over time feature to get the 10,000 bonus points, you must simply enroll in it. They offered the same bonus last month as well.
If you have this offer, I’d definitely recommend doing it as it’s basically a free 10,000 points. The only reason not to do it is if you have trouble carrying balances (and I hope no readers fall into this credit card trap).
Thanks to readers Russ B, Brian M & Jesson
Link worked for me! I’ve been seeing the “Learn more about pay over time” banner for the past couple of weeks but haven’t received an email or Amex offer. When I clicked through the second link the 10,000MR offer showed up. I’ve been waiting for this, thank you!!
Canceled my PRG just now since there was no retention offer and because PRG was previously enrolled, I thought that would make a difference on getting this offer after PRG is removed from account management, but still nothing.
The Amex rep offered to set this up for me when I called to confirm receipt of my MB Platinum metal card.
The page said it’s not offered to me, so I called them with the offer code. They said it’s not available to me and looks like I already have previously enrolled, but given my long history with them they offered 5k points. Pretty happy with the outcome 🙂
Thanks DoC. Just tried on my wife’s Amex Gold and it worked. Did not work on my Amex Green card.
I get a message that says i already have a pending enrollement on may6th. I have made sure not to sign up for this feature as i have been waiting for a bonus.
They are sure making things complicated.
My wife got a (snail) mailer with that link and got the points in 2 days. I tried logging in under my dad’s account with the code, it says not available to him.
I was not targeted first round but got this time, Thanks DoC for the article and free MR points
Always happy to help, I feel like robinhood sometimes haha
I don’t see 10K bonus in the Terms and Conditions. Does anyone still receive the bonus even without the explicit 10K bonus using this link? Thanks!
No, you need to see the 10k bonus otherwise not eligible.
I was not targeted so I called and provided the offer code, rep told me I was not targeted and all he could do was put me on a priority list.