Subscribe
Notify of
guest
The comment form collects your name, email and content to allow us keep track of the comments placed on the website.

190 Comments
newest
oldest most voted

Sunny
Sunny (@guest_2113843)
August 6, 2025 23:44

have 2 cards with BOA.
applied with 9/24 and 5/12, approved

really surprised.

Jon
Jon (@guest_2106617)
July 26, 2025 14:40

DP: Opened acct 5/20, Met spend requirements 7/19, rcvd 60k points bonus with following statement 7/22

approved with 790 credit score 3/24

Sean
Sean (@guest_2105367)
July 24, 2025 09:40

Similar DP as Samosa below. Instant denial, at 5/24 with high credit score and existing Alaska card with BofA.

Tony
Tony (@guest_2102929)
July 19, 2025 21:02

Where can I transfer the points if I close this card?

yuva
yuva (@guest_2104859)
July 23, 2025 14:18

redeem for statement credit.

zerosum
zerosum (@guest_2096811)
July 11, 2025 02:30

if you have gold tier gives 25% boost, effectively this is a 2.5% cashback on dining / travel card? You’d get 2500 points back on $1k purchases which pays out $25?

If so, then if all $4k purchases were travel/dining, you’d get $100 back which covers the AF at least. So the $600 SUB would be a true 15% back on $4k. If I math’d right?

Samosa
Samosa (@guest_2094563)
July 8, 2025 13:41

Application denied instantly (credit score >800, 1 prior inquiry in the past 2 years, high income, W-2 employment, no prior credit card with BoA (was previously denied in 2019)

Harrymanimus
Harrymanimus (@guest_2058933)
May 10, 2025 13:08

Dp: Recently purchased AA $100 gift card, within a week got a statement credit.

Gene Simmons
Gene Simmons (@guest_2063471)
May 19, 2025 03:32

Genius 😂

Brad
Brad (@guest_2088580)
June 28, 2025 20:20

By this, do you mean an American Airlines gift card? Did you purchase this online or at the airport?

yuva
yuva (@guest_2104860)
July 23, 2025 14:18

Brad online will work

fdic
fdic (@guest_2051796)
April 30, 2025 00:36

I have a 810 or so score.
I wasnt paying attention to my cards during covid and before and bunch of them got cancelled because of no use.

So now I am back in the game and try to get a card for SUB, meet the requirements which take me about 2-3 months and then try to get a new card and so on. But lately, a lot of banks arent inclined to give new cards even the ones with who I had 3-4 cards in the past like Citi. Citi in general seemed to be very cautious. CK showed me an excellent chance for Double Cash approval but I still got denied. I have tried Capital One pre approval and they also so no (I have the silver card that I got 2 years ago).

Anyways BoA is the only one that always shows as outstanding chance of approval. I already have all 3 of their regular no fee cards (Silver read and blue). I dont travel at all so the $100 benefit will be a total waste but do you think it is still worth applying and paying the $100 fees. To me it seems worth it because as of right now, all my spending is not going towards a sub and hence kind of going waste.

DK
DK (@guest_2051563)
April 29, 2025 16:43

It’s the best catch-all travel card for Platinum Honors members. I always regret closing it when I’m traveling.

dylan
dylan (@guest_2051358)
April 29, 2025 12:13

i only have CSR and C1V so this looks like a pretty low-priority card for me