(Update 1/14/23: Bank of America Premium Rewards meter tracker has reset today and is now showing the $100 as available to be used. Some people like waiting for the tracker to reset so as to be extra safe.)
Bank of America recently launched the Premium Rewards credit card. One of the card benefits is a $100 annual travel incidental credit, this credit is based on a calendar year. As long as your purchase posts within the calendar year it will count towards that credit (even if the credit itself posts the next calendar year). Officially the following qualify for the credit:
- Fees on domestic-originated flights on certain U.S.-domestic airline carriers that include: preferred seating upgrades, ticket change/cancellation fees, checked baggage fees, in-flight entertainment, onboard food and beverage charges, and airport lounge fees affiliated with eligible airline carriers.
They list the following merchant category codes as qualifying:
- 3000, 3001, 3057, 3058, 3063, 3066, 3132, 3174, 3196 or 3256
- 3000 – United.
- 3001 – American Airlines.
- 3057 – East/West Airline (Australia)
- 3058 – Delta
- 3063 – US Airways
- 3066 – Southwest
- 3132 – Frontier
- 3174 – Jet Blue
- 3196 – Hawaiin
- 3256 – Alaskan
These don’t qualify:
- Allegiant Air, Spirit Airlines, and Sun Country Airlines.
They specifically exclude the following in the fine print:
- Airline ticket purchases, mileage point purchases, mileage point transfer fees, gift cards, duty-free purchases, award tickets and fees incurred with airline alliance partners do not qualify. Airline incidental fee transactions must be separate from airline ticket charges
As we know what’s listed in the fine print isn’t always what happens in reality so this post aims to provide data points on what does/doesn’t trigger the credit. The easiest way to see if something has worked is to do the following (hat tip to Mr G)
- Use the Bank of America app
- Select your Premium Rewards Credit Card
- Click Premium Rewards Benefits
- Indicator shows how much of the credit you’ve used
- Click view activity and it will show an itemized list of the transactions that have triggered the credit
Keep in mind that the fine print also states that it takes up to seven days for the credit to post to your account after the charge has posted to your account.
Contents
What Works To Trigger The Credit
Below is a list of things that have successfully triggered the credit:
- American Airlines:
- Baggage check: 1, 2,
- Award close in fee: 1 ($75), 2, 3,
- Award taxes & fees: 1 ($11.20), 2, 3 (didn’t work, was for $132), 4,
- eGiftcard: 1 ($50), 2 ($100), 3 ($50 & $50), 4 ($100), 5 ($100), 6 ($100), 7 ($100), 8 ($100), 9 ($100), 10, 11 ($100), 12 ($100), 13 ($100), 14 ($50), 15 ($100), 16 ($55) 17 ($100), 18 ($88.xx), 19, 20 ($100), 21 ($100), 22 ($100), 23 ($50), 24 ($100), 25 ($100), 26 ($100), 27 ($100), 28 ($100), 29 ($100), 30 ($100), 31 ($100), 32 ($100), 33 ($100), 34 ($100), 35 ($100), 36 ($100), 37, 38, 39, 40, 41, 42, 43, 44, 45, 46,
- Change fee: 1
- International Preferred Seat: 1
- Miles transfer: 1
- Alaska:
- Delta:
- Frontier:
- JetBlue:
- Southwest:
- United:
What Doesn’t Work To Trigger The Credit
Below is a list of things that haven’t triggered the credit:
- Alaska Airlines:
- British Airways:
- Award taxes: 1
- Delta:
- Hawaiian:
- Gift card: 1 ($100)
- Jetblue:
- In flight meal: 1,
- Southwest:
- Spirit (seems it’s not a covered airline):
- Sun Country:
- Change fee: 1
- United:
Please share your datapoints in the comments, make sure you use the app method to see if it has triggered the credit or not. List what you purchased, what airline it was for and how much the charge was as well.
Jetblue airline ticket ($136.30) triggered the rest of my incidental credit on my PRE
I just tried to add $100 to my united travel bank account by using BOA premium card, and I got the following message:
Enter valid credit card
The credit card you’ve entered couldn’t be processed. Make sure your information is correct or enter a new card.
I added this card to Travel Bank my account long time ago, and have used it many times to purchase United travel fund. Most recently I purchased $100 travel bank fund successfully about 2 weeks ago. But today, I got the above error. Anyone knows what the issue is and how to address it? Thanks.
I got this same message earlier this year. They charged my card and then immediately refunded me each time I submitted it. BofA said my card was fine and had no holds so it’s on United’s end. No idea what’s causing it. Might have to contact United.
Thanks. I was wondering if this was a glitch . In other words, if someone got the same issue tried at a later date and got through.
DP for AA GC on PR
Also purchased Sportsline on my PRE but did not receive the Lifestyle credit. Called number on the back of the card and was told it should count (they looked at the merchant category code to verify). Was told a ticket has been submitted and they will get back to me
Just charged 2x $74, 1x $76, and 1x $77 Southwest fares, and only the $74s were credited – apparently keep the fare charges under $75 for them to trigger.
(This is for the Premium Rewards Elite, for clarity)
Last calendar year, did an $88.98 Southwest charge for o/w ticket on both Premium and Premium Elite and it credited.
On 4/3/24, on the Elite, I did one $88.98 charge, two $84.98 charges, and one $38.98 charge. All o/w tickets for Southwest. On 4/8/24, I was credited for the $38.98 charge. That is the only credit I’ve received.
Meter moved on a $750 Alaska Lounge+ membership on 4/4/24. Purchase of membership was on 4/1/24.
$250 airline incidental credited on April 8. Premium Rewards Elite card.
Can confirm a $50 United travelbank purchase works as of 3/30/24
Does UA Travel Bank credits/amounts expire? if I purchase $200 will it trigger?
They expire after 5 years. The annual airline credit is only $100 so not sure why you would buy $200. But $200 might not trigger the $100 credit
He probably has a premium rewards elite card in which case he has a $300 incidental credit. I would however stick to $100 increments just to make sure it registers correctly
Makes sense. I only ever do $50 increments cause I’m paranoid
$100 UA Travel Bank purchased on 3/15, posted 3/18. Tracker moved 3/20. Credit received on 3/23.
AA gift card still working!
If I wanted to get the checked bag credit of $100, do I need to have also booked the ticket on this card? Does it matter if the checked bag credit is for local or international flights? Thanks.