(Update 1/14/23: Bank of America Premium Rewards meter tracker has reset today and is now showing the $100 as available to be used. Some people like waiting for the tracker to reset so as to be extra safe.)
Bank of America recently launched the Premium Rewards credit card. One of the card benefits is a $100 annual travel incidental credit, this credit is based on a calendar year. As long as your purchase posts within the calendar year it will count towards that credit (even if the credit itself posts the next calendar year). Officially the following qualify for the credit:
- Fees on domestic-originated flights on certain U.S.-domestic airline carriers that include: preferred seating upgrades, ticket change/cancellation fees, checked baggage fees, in-flight entertainment, onboard food and beverage charges, and airport lounge fees affiliated with eligible airline carriers.
They list the following merchant category codes as qualifying:
- 3000, 3001, 3057, 3058, 3063, 3066, 3132, 3174, 3196 or 3256
- 3000 – United.
- 3001 – American Airlines.
- 3057 – East/West Airline (Australia)
- 3058 – Delta
- 3063 – US Airways
- 3066 – Southwest
- 3132 – Frontier
- 3174 – Jet Blue
- 3196 – Hawaiin
- 3256 – Alaskan
These don’t qualify:
- Allegiant Air, Spirit Airlines, and Sun Country Airlines.
They specifically exclude the following in the fine print:
- Airline ticket purchases, mileage point purchases, mileage point transfer fees, gift cards, duty-free purchases, award tickets and fees incurred with airline alliance partners do not qualify. Airline incidental fee transactions must be separate from airline ticket charges
As we know what’s listed in the fine print isn’t always what happens in reality so this post aims to provide data points on what does/doesn’t trigger the credit. The easiest way to see if something has worked is to do the following (hat tip to Mr G)
- Use the Bank of America app
- Select your Premium Rewards Credit Card
- Click Premium Rewards Benefits
- Indicator shows how much of the credit you’ve used
- Click view activity and it will show an itemized list of the transactions that have triggered the credit
Keep in mind that the fine print also states that it takes up to seven days for the credit to post to your account after the charge has posted to your account.
Contents
What Works To Trigger The Credit
Below is a list of things that have successfully triggered the credit:
- American Airlines:
- Baggage check: 1, 2,
- Award close in fee: 1 ($75), 2, 3,
- Award taxes & fees: 1 ($11.20), 2, 3 (didn’t work, was for $132), 4,
- eGiftcard:Â 1Â ($50), 2 ($100), 3 ($50 & $50), 4 ($100), 5 ($100), 6 ($100), 7 ($100), 8 ($100), 9 ($100), 10, 11 ($100), 12 ($100), 13 ($100), 14 ($50), 15 ($100), 16 ($55) 17 ($100), 18 ($88.xx), 19, 20 ($100), 21 ($100), 22 ($100), 23 ($50), 24 ($100), 25 ($100), 26 ($100), 27 ($100), 28 ($100), 29 ($100), 30 ($100), 31 ($100), 32 ($100), 33 ($100), 34 ($100), 35 ($100), 36 ($100), 37, 38, 39, 40, 41, 42, 43, 44, 45, 46,
- Change fee: 1
- International Preferred Seat: 1
- Miles transfer: 1
- Alaska:
- Delta:
- Frontier:
- JetBlue:
- Southwest:
- United:
What Doesn’t Work To Trigger The Credit
Below is a list of things that haven’t triggered the credit:
- Alaska Airlines:
- British Airways:
- Award taxes: 1
- Â Delta:
- Hawaiian:
- Gift card: 1 ($100)
- Jetblue:
- In flight meal: 1,
- Southwest:
- Spirit (seems it’s not a covered airline):
- Sun Country:
- Change fee: 1
- United:
Please share your datapoints in the comments, make sure you use the app method to see if it has triggered the credit or not. List what you purchased, what airline it was for and how much the charge was as well.
Also haven’t seen reimbursement for an incidental made last week.
Purchased in-flight meal on Delta on March 8, 2024. It has not showed up on the meter or as a statement credit.
Does anyone know who to call at BOA if we want to get it classified for a statement credit?
UA travel bank $100 on Mac Chrome on 03/05, posted 03/07, meter moved 03/08
Southwest fares of $49 and $58 both triggered credit. Refunded flights for SW credit and used on actual flight.
Just open a PR and received the new terms in the mail and decided to give it a read. Under the “Additional Benefits” section, the “Airline Incidental Statement Credit” section states:
Purchases made with the following U.S. domestic airline carriers will not qualify for the Airline Incidental Statement Credit: Allegiant Air, Spirit Airlines, and Sun Country Airlines.
Source
That clears up why there are DPs like this. William Charles could you call these airlines out as explicitly not qualifying?
Sure
I missed some details in my DP
First class upgrade fee was $101.38, and full credit of $100 deposited.
I think my DP is the first one with first class upgrade. Before I upgrade, I looked into this thread, and could not find any first class DP. I just gambled and worked out well.
Which airlines?
AA, 2/5/2024, domestic flight first class upgrade
2/9/2024, statement credit deposited
2/13/2024 American Airlines $30 checked bag charge
2/15/2024 Meter moved
02/17/2024 Credit posted
2/12/2024 Alaska Airlines $11.50 in flight meal purchased in app before flight
2/14/2024 Meter moved
2/16/2024 Credit posted
2/12 Paying for annual Delta Sky Club membership worked for the incidental credit on a Premium Rewards Elite card.