Posted by William Charles on October 9, 2017
Credit Cards

Published on October 9th, 2017 | by William Charles

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What Triggers The Bank of America Premium Rewards $100 Travel Credit?

Bank of America recently launched the Premium Rewards credit card. One of the card benefits is a $100 annual travel incidental credit, this credit is based on a calendar year. As long as your purchase posts within the calendar year it will count towards that credit (even if the credit itself posts the next calendar year). Officially the following qualify for the credit:

  • Fees on domestic-originated flights on certain U.S.-domestic airline carriers that include: preferred seating upgrades, ticket change/cancellation fees, checked baggage fees, in-flight entertainment, onboard food and beverage charges, and airport lounge fees affiliated with eligible airline carriers.

They list the following merchant category codes as qualifying:

  • 3000, 3001, 3057, 3058, 3063, 3066, 3132, 3174, 3196 or 3256
    • 3000 – United.
    • 3001 – American Airlines.
    • 3057 – East/West Airline (Australia)
    • 3058 – Delta
    • 3063 – US Airways
    • 3066 – Southwest
    • 3132 – Frontier
    • 3174 – Jet Blue
    • 3196 – Hawaiin
    • 3256 – Alaskan

They specifically exclude the following in the fine print:

  • Airline ticket purchases, mileage point purchases, mileage point transfer fees, gift cards, duty-free purchases, award tickets and fees incurred with airline alliance partners do not qualify. Airline incidental fee transactions must be separate from airline ticket charges

As we know what’s listed in the fine print isn’t always what happens in reality so this post aims to provide data points on what does/doesn’t trigger the credit. The easiest way to see if something has worked is to do the following (hat tip to Mr G)

  • Use the Bank of America app
  • Select your Premium Rewards Credit Card
  • Click Premium Rewards Benefits
  • Indicator shows how much of the credit you’ve used
  • Click view activity and it will show an itemized list of the transactions that have triggered the credit

Keep in mind that the fine print also states that it takes up to seven days for the credit to post to your account after the charge has posted to your account.

What Works To Trigger The Credit

Below is a list of things that have successfully triggered the credit:

  • American Airlines:
    • Baggage check: 1, 2,
    • Award close in fee: 1 ($75), 2, 3,
    • Award taxes & fees: 1 ($11.20), 2, 3 (didn’t work, was for $132), 4,
    • eGiftcard: 1 ($50), 2 ($100), 3 ($50 & $50), 4 ($100), 5 ($100), 6 ($100), 7 ($100), 8 ($100), 9 ($100), 10, 11 ($100), 12 ($100), 13 ($100), 14 ($50), 15 ($100), 16 ($55) 17 ($100), 18 ($88.xx), 19, 20 ($100), 21 ($100), 22 ($100), 23 ($50), 24 ($100), 25 ($100), 26 ($100), 27 ($100), 28 ($100), 29 ($100), 30 ($100), 31 ($100), 32 ($100), 33 ($100), 34 ($100), 35 ($100), 36 ($100), 37, 38, 39, 40, 41, 42, 43, 44, 45, 46,
    • Change fee: 1
    • International Preferred Seat: 1
    • Miles transfer: 1
  • Alaska:
    • Award taxes: 1
    • Fare change cost: 1
    • In flight food/beverages: 1,
  • Delta:
    • Award taxes: 1
    • Comfort+: 1,
    • Change fees: 1
    • Checked baggage: 1
    • In flight food: 1,
    • First class upgrade: 1
  • Frontier:
    • Exit row seat fee: 1
    • First checked bag: 1
    • Regular fare: 1,
    • Seat fee: 1
  • JetBlue:
    • $5.60 taxes: 1
    • Bags: 1
  • Southwest:
    • Early bird check in: 1, 2, 3,
    • Fare: 1 (under $60), 2 ($49)
    • $5.60 taxes: 1, 2, 3, 4, 5, 6,
    • In flight internet: 1,
  • United:
    • Award booking taxes: 1, 2,
    • Baggage: 1
    • Flight change fee: 1
    • Additional check in baggage on international flight: 1
    • Seat Upgrade: 1, 2 (didn’t work, but did work after manual intervention)

What Doesn’t Work To Trigger The Credit

Below is a list of things that haven’t triggered the credit:

  • Alaska Airlines:
    • Gift card: 1, 2,
    • WiFi: 1,
  • British Airways:
    • Award taxes: 1
  •  Delta:
    • Comfort Plus: 1 (you should be able to get this manually adjusted though)
    • eGiftcard: 1 ($50)
    • Skyclub drinks: 1 (got it credited after calling)
  • Hawaiian:
    • Gift card: 1 ($100)
  • Jetblue:
    • In flight meal: 1,
  • Southwest:
    • Award fee: 1
    • Giftcard: 1 (under $20), 2 ($100), 3 ($100), 4 ($50), 5 ($50)
    • Internet: 1,
  • Spirit (seems it’s not a covered airline):
    • Bag fees: 1, 2, 3
    • Seats: 1
    • Inflight food: 1
  • Sun Country:
    • Change fee: 1
  • United:
    • Award taxes: 1
    • Close in fee: 1
    • Seat upgrade: 1,

Share Your Datapoints

Please share your datapoints in the comments, make sure you use the app method to see if it has triggered the credit or not. List what you purchased, what airline it was for and how much the charge was as well.



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Dan
Dan

Any idea how long after the purchase posting it would take to display in this activity section? I dont want to report my negative data point just because it hasnt had time to be counted yet.

TomT
TomT

Dan,

Directly from the article above:

Keep in mind that the fine print also states that it takes up to seven days for the credit to post to your account after the charge has posted to your account.

Dan
Dan

Right I know, but the $100 credit actually posting and the transaction showing up as having used the allotted travel credit in the activity tracker are two distinct events. For instance, the activity may show up in the tracker as soon as the original charge posts, and then the credit follows later??

Phil
Phil

My EGC posted on a Saturday and when I checked Monday it was credited on my account (at least on the amount remaining “gauge” on the mobile app “premium rewards” section).

gary
gary

aa $100 EGC. Worked

Chao
Chao

Do you order the EGC directly from AA.com?

gary
gary

yes

George
George

Just FYI – link in the first sentence is not correct 🙂

tribeman55
tribeman55

Upgraded to Delta Comfort+ seats and put them on the Premium card and it didn’t trigger the credit. Seems stupid.

JT
JT

Do you have documentation? The terms state that preferred seating works to trigger the credit so you should be able to fight it.

madage
madage

My Comfort+ upgrade automatically credited. Charge posted 10/11, credit shows in-app 10/17.

Jason Heiss
Jason Heiss

My Comfort+ upgrade credited. Charge posted 5/31/2018, credit posted 6/5/2018.

Kevin
Kevin

American airlines $75 late-awards booking fee counted and American Airlines $11.20 booking taxes and fees counted.

tribeman55
tribeman55

How long did it take to credit?

Kevin
Kevin

4 days.

tribeman55
tribeman55

Was that from date of transaction or date of posting?

Kevin
Kevin

date of posting

john
john

Its has been 15 days since I paid for taxes on an AA award booking but I see no reference to a bonus online.

Something has changed since your data point or maybe the late-award fee triggered it.

Nick
Nick

Alaska Airlines GC does not trigger. I

The Value Traveler

I bet Alaska Airlines gc would work, as it works on Travelite & shows Alaska Air group as the merchant while falling into the airlines category (3x)

Alan
Alan

Can i transfer the travel reward points to this card?

madage
madage
Justin
Justin

I’m guinea pigging the Alaska gift card. I will reply here when I get the results.

The Value Traveler

yes please do…awaiting your results.

Justin
Justin

The $100 Alaska gift card experiment didn’t work.

I was planning on making this my long term everyday spend card but if I can’t get value from the airline credit to offset the annual fee, I will have to cancel next year.

Dale
Dale

subscribe.

Jordan
Jordan

Link to credit card at top is wrong

Tom
Tom

Waiting for more data points besides American EGC

Phil
Phil

I purchased a $100 EGC from AA on 10/5; posted on 10/7. Tracker in app does NOT show the purchase counting tour the credit. Obviously, I have also not received the credit.

I will update in a few days if anything changes

Phil
Phil

Tracker in app now showing $100 of credit used in 2017. Has not posted to the CC yet, but this now seems promising

rct12345
rct12345

Phil, did the $100 credit post for you?

Mason
Mason

subscribe

Matthew
Matthew

Received credit for United flight change fee.

Chuck

Added, thanks

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