What Triggers The Bank of America Premium Rewards $100 Travel Credit?

Bank of America recently launched the Premium Rewards credit card. One of the card benefits is a $100 annual travel incidental credit, this credit is based on a calendar year. As long as your purchase posts within the calendar year it will count towards that credit (even if the credit itself posts the next calendar year). Officially the following qualify for the credit:

  • Fees on domestic-originated flights on certain U.S.-domestic airline carriers that include: preferred seating upgrades, ticket change/cancellation fees, checked baggage fees, in-flight entertainment, onboard food and beverage charges, and airport lounge fees affiliated with eligible airline carriers.

They list the following merchant category codes as qualifying:

  • 3000, 3001, 3057, 3058, 3063, 3066, 3132, 3174, 3196 or 3256
    • 3000 – United.
    • 3001 – American Airlines.
    • 3057 – East/West Airline (Australia)
    • 3058 – Delta
    • 3063 – US Airways
    • 3066 – Southwest
    • 3132 – Frontier
    • 3174 – Jet Blue
    • 3196 – Hawaiin
    • 3256 – Alaskan

They specifically exclude the following in the fine print:

  • Airline ticket purchases, mileage point purchases, mileage point transfer fees, gift cards, duty-free purchases, award tickets and fees incurred with airline alliance partners do not qualify. Airline incidental fee transactions must be separate from airline ticket charges

As we know what’s listed in the fine print isn’t always what happens in reality so this post aims to provide data points on what does/doesn’t trigger the credit. The easiest way to see if something has worked is to do the following (hat tip to Mr G)

  • Use the Bank of America app
  • Select your Premium Rewards Credit Card
  • Click Premium Rewards Benefits
  • Indicator shows how much of the credit you’ve used
  • Click view activity and it will show an itemized list of the transactions that have triggered the credit

Keep in mind that the fine print also states that it takes up to seven days for the credit to post to your account after the charge has posted to your account.

What Works To Trigger The Credit

Below is a list of things that have successfully triggered the credit:

  • American Airlines:
    • Baggage check: 1, 2,
    • Award close in fee: 1 ($75), 2, 3,
    • Award taxes & fees: 1 ($11.20), 2, 3 (didn’t work, was for $132), 4,
    • eGiftcard: 1 ($50), 2 ($100), 3 ($50 & $50), 4 ($100), 5 ($100), 6 ($100), 7 ($100), 8 ($100), 9 ($100), 10, 11 ($100), 12 ($100), 13 ($100), 14 ($50), 15 ($100), 16 ($55) 17 ($100), 18 ($88.xx), 19, 20 ($100), 21 ($100), 22 ($100), 23 ($50), 24 ($100), 25 ($100), 26 ($100), 27 ($100), 28 ($100), 29 ($100), 30 ($100), 31 ($100), 32 ($100), 33 ($100), 34 ($100), 35 ($100), 36 ($100), 37, 38, 39, 40, 41, 42, 43, 44, 45, 46,
    • Change fee: 1
    • International Preferred Seat: 1
    • Miles transfer: 1
  • Alaska:
    • Award taxes: 1
    • Fare change cost: 1
    • In flight food/beverages: 1,
  • Delta:
    • Award taxes: 1
    • Comfort+: 1,
    • Change fees: 1
    • Checked baggage: 1
    • In flight food: 1,
    • First class upgrade: 1
  • Frontier:
    • Exit row seat fee: 1
    • First checked bag: 1
    • Regular fare: 1,
    • Seat fee: 1
  • JetBlue:
    • $5.60 taxes: 1
    • Bags: 1
  • Southwest:
    • Early bird check in: 1, 2, 3,
    • Fare: 1 (under $60), 2 ($49)
    • $5.60 taxes: 1, 2, 3, 4, 5, 6,
    • In flight internet: 1,
  • United:
    • Award booking taxes: 1, 2,
    • Baggage: 1
    • Flight change fee: 1
    • Additional check in baggage on international flight: 1
    • Seat Upgrade: 1, 2 (didn’t work, but did work after manual intervention)

What Doesn’t Work To Trigger The Credit

Below is a list of things that haven’t triggered the credit:

  • Alaska Airlines:
    • Gift card: 1, 2,
    • WiFi: 1,
  • British Airways:
    • Award taxes: 1
  •  Delta:
    • Comfort Plus: 1 (you should be able to get this manually adjusted though)
    • eGiftcard: 1 ($50)
    • Skyclub drinks: 1 (got it credited after calling)
  • Hawaiian:
    • Gift card: 1 ($100)
  • Jetblue:
    • In flight meal: 1,
  • Southwest:
    • Award fee: 1
    • Giftcard: 1 (under $20), 2 ($100), 3 ($100), 4 ($50), 5 ($50)
    • Internet: 1,
  • Spirit (seems it’s not a covered airline):
    • Bag fees: 1, 2, 3
    • Seats: 1
    • Inflight food: 1
  • Sun Country:
    • Change fee: 1
  • United:
    • Award taxes: 1
    • Close in fee: 1
    • Seat upgrade: 1,

Share Your Datapoints

Please share your datapoints in the comments, make sure you use the app method to see if it has triggered the credit or not. List what you purchased, what airline it was for and how much the charge was as well.

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Bob
Bob

$100 AA eGC still qualifies as of 10/24/21. Note that an AA eGC can only be used 72hrs after purchase, and cannot be used for award travel, but AA Points purchase also qualifies (or at least it did at the end of 2020)

Francisco
Francisco

9/24/21 Purchased $100 AA eGC
9/27/21 Meter Moved
9/30/21 Credit Posted

MisterBill
MisterBill

Slightly off-topic, but apparently the Airline Security Statement Credit tracker has reset for many people, including me. It now says “You’re eligible to receive this credit” even though I used it in 2018. I’ve had the card since in came out in late 2017, but even that isn’t a full four years ago, which is how often the security credit is supposed to be available.

Lightspeed
Lightspeed

$100 AA GC still alive.

-Purchased 8/30
-Meter moved 9/1
-Credit hit 9/3

Scotty
Scotty

Will buying 500mile upgrades qualify?

J C
J C

Have you tried already?

fearthez
fearthez

6/16/21: $100 eGift card from https://giftcards.aa.com/order.jsp?giftcard=Virtual
6/19/21: Meter moved

fearthez
fearthez

6/22/21: $100 credit posted

John Galt
John Galt

Southwest Airlines, ticket, $89.98, did NOT get credited back.

John
John

06/04/2021, Delta: taxes and fees for booking with miles, $11.20 United: TravelBank $50
06/09/2021, full credit posted, $11.20 + $50

cole
cole

05/24: Purchased $100 AA eGC
05/26: Transaction posted
06/01: Meter moved
06/02: $100 credit posted

Hippo387
Hippo387

Travelbank still working.

$50 transaction 5/20
Posted 5/22
Meter moved 5/27

Dan
Dan

Do you have to use the desktop website or the mobile website to buy the credit?