Chase United Cards Rideshare, Instacart, DoorDash Benefits (Discussion Post)

Chase recently overhauled all of their United personal and business cards. Here are our previous posts: 1, 2, 3, 4.

I thought to review the rideshare and Instacart benefits added, as well as the existing DoorDash benefits. Readers can discuss further in the comments below.

1. United Explorer ($150 annual fee; waived first year) –
   • $5 in monthly statement credits for rideshare purchases paid with the card. Requires annual registration. Works for rideshare, tax, and limo services. Not valid on UberEats.
   • 3 months of free Instacart+ membership; 25% off membership afterward. This benefit is valid through 12/31/27.
   • $10 monthly credit for Instacart purchases. The credit will show in your Instacart+ account at the beginning of each month and will only be available for the remainder of the calendar month. This benefit is valid through 12/31/27. Note: you’ll only get this credit if you are an Instacart+ member (which costs after the first few months).
   • All Chase United cards come with one free year of DoorDash Dashpass. Also get a $10 off coupon on DoorDash once per quarter which is only valid on non-restaurant orders. These benefits are valid through 12/31/27.
2. United Quest ($350 annual fee) – 
   • $8 in monthly statement credits for rideshare purchases paid with the card. In December that increases to $12 (which brings the benefit up to $100 in annual value). Requires annual registration. Works for rideshare, tax, and limo services. Not valid on UberEats.
   • 3 months of free Instacart+ membership; 50% off membership afterward. This benefit is valid through 12/31/27.
   • Two monthly credits for Instacart purchases: one for $10 and one for $5. The credits will show in your Instacart+ account at the beginning of each month and will only be available for the remainder of the calendar month. This benefit is valid through 12/31/27. Note: you’ll only get this credit if you are an Instacart+ member (which costs after the first few months).
   • All Chase United cards come with one free year of DoorDash Dashpass. Also get a $10 off coupon on DoorDash once per quarter which is only valid on non-restaurant orders. These benefits are valid through 12/31/27.
3. United Club Infinite & Club Business ($695 annual fee) – 
   • $12 in monthly statement credits for rideshare purchases paid with the card. In December that increases to $18 (which brings the benefit up to $150 in annual value). Requires annual registration. Works for rideshare, tax, and limo services. Not valid on UberEats.
   • Get free Instacart+ membership through 12/31/27.
   • Two monthly credits for Instacart purchases paid with the card of $10 each. The credits will show in your Instacart+ account at the beginning of each month and will only be available for the remainder of the calendar month. This benefit is valid through 12/31/27.
   • All Chase United cards come with one free year of DoorDash Dashpass. Also get a $10 off coupon on DoorDash once per quarter which is only valid on non-restaurant orders. These benefits are valid through 12/31/27.
4. United Business ($150 annual fee) –
   • $8 in monthly statement credits for rideshare purchases paid with the card. In December that increases to $12 (which brings the benefit up to $100 in annual value). Requires annual registration. Works for rideshare, tax, and limo services. Not valid on UberEats.
   • 3 months of free Instacart+ membership; 25% off membership afterward. This benefit is valid through 12/31/27.
   • $10 monthly credit for Instacart purchases. The credit will show in your Instacart+ account at the beginning of each month and will only be available for the remainder of the calendar month.This benefit is valid through 12/31/27. Note: you’ll only get this credit if you are an Instacart+ member (which costs after the first few months).
   • All Chase United cards come with one free year of DoorDash Dashpass. Also get a $10 off coupon on DoorDash once per quarter which is only valid on non-restaurant orders. These benefits are valid through 12/31/27.
5. United Gateway ($0 annual fee) –
   • No rideshare benefit.
   • No Instacart benefit.
   • All Chase United cards come with one free year of DoorDash Dashpass. Also get a $10 off coupon on DoorDash once per quarter which is only valid on non-restaurant orders. These benefits are valid through 12/31/27.

A few notes about the rideshare benefit:

• Uber Cash loads will work to trigger the rideshare benefit. (Note: minimum Uber load is $20.)
• Lyft cash loads will work to trigger the rideshare benefit. (Note: minimum Lyft load is $25.)
• Rideshare benefit only applies to US rides, not international.
• Currently the rideshare benefit registration needs to be done in the app or by calling in. It’s not yet available on the website.
• It works internationally. (As always, YMMV)
• You can use the rideshare credit for UberEATS via a family payment method: Setup a family account from one Uber account, add your eligible card as the default, and order Uber Eats from another account with the charge going to the family payment method. (hat tip to Dansdeals for this workaround)