Discover 5% Categories For Q3 2025: Gas & EV, Public Transit, Utilities

The rotating 5% quarterly categories on the Discover IT card for the third quarter, valid from July 1st through September 30, 2025, on up to $1,500 in purchases:

• Gas and EV Charging
• Public Transit
• Utilities

I like the Utilities category and plan to max this out on my gas and electric bills. Remember to activate first. Here is the fine print:

• • Gas Stations & EV Charging purchases include those made at merchants classified as places that sell automotive gasoline that can be bought at the pump or inside the station and public electric vehicle charging stations. Gas Stations & EV Charging affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible. Certain parking garages where public electric vehicle charging is offered or included may not be eligible.
  • Public Transit purchases include local commuter passenger bus, rail, and ferry services. Taxi, rideshare services—including shared bikes and scooters—long-range passenger landrail, and water transportation services are not included.
  • Utilities purchases include purchases for residential electricity, natural gas, and water service. Utilities purchases also include purchases made over the phone or online for internet, cable, satellite TV, and mobile and landline phone service. Purchases at retail stores for internet, cable, satellite, and mobile and landline phone service do not qualify. Purchases made through third parties, such as through a landlord, property management company, or homeowners association, may not qualify. Purchases for standalone streaming services, some satellite phone and internet service, vehicle connectivity, accessories, or equipment may not qualify.