The Offer
- Signup for the Capital One Spark Cash card and earn a one-time $1,500 cash bonus once you spend $15,000 on purchases within the first 3 months from account opening.
Card Details
- $95 annual fee, waived for the first year
- 2% cashback on all purchases
- Card earns cashback; if you have a different points-earning Capital One card (such as the Venture or Spark Miles), you’ll be able to transfer over the cash back into miles
Our Verdict
The prior offer was $750/$7,500 and it’s now increased to $1,500/$15k. The Plus version also has a nice signup bonus currently of $2,000 with $30,000 spend. Most people will prefer this $1,500/$15k bonus on the regular non-Plus Spark card.
However, note, the Plus version does not get reported to the credit bureas whereas the non-Plus Spark card does get reported, last I know. Personally I’d be interested in this one, but the card will push me over 5/24 due to reporting, and so I’ll probably give this one a miss.
Capital One pulls all 3 bureaus on applications. Check out these Things To Know about Capital One Credit Cards. We’ll add this to our list of Best Current Credit Card Signup Bonuses.
Hat tip to KryptOKyle
Approved.
$20,000 credit line.
I did the pre-approval first, and it said I was pre-approved.
Put me over 5/24 for a few months, but it’s worth it.
Immediate Experian Alert.
Account profile auto-set up since I already have a Capital One profile
Already have the following:
Capital One Spark Cash Select Business
Capital One Business Spark Cash
P2 already has this card and I have the Cash Select. If I cancel my card now how long would I have to wait to apply using P2’s referral link to get the referral bonus as well?
What are the eligibility terms for the signup bonus if I previously had a Capital One business card (Spark Cash Plus) that is now closed? Is there a way to tell if I can get the signup bonus or not?
You can AFAIK https://www.doctorofcredit.com/list-of-churnable-credit-cards/#Capital_One
I applied for this card and got it 5 days ago. Called Capital One today, talked to a supervisor (after a level 1 CS) to match the current $1500 SUB, supervisor said NO !
I did a pre approval tool and did not show Spark 2% cash for me. I am currently have select card and closed Spark card last week. I will wait to next month to apply if the deal still available.
I just closed my Spark card last week. Can i apply this one?
Can you have both Spark Cash and the Plus card?
I am getting mixed information. Will this be reported to the credit bureaus or not ? I just applied for the CSP last month and I do not want to apply for another card at least for another month to allow my credit scores to get a Chance to recover
I believe you’re still getting the hard pulls regardless when you apply (all 3 if I recall for Cap 1).
The non reporting to credit reports benefit is more for the 5/24 or high balances.
this card is reported…
I just applied for this card and got approved a week and a half ago.. What are the chances I can get matched to the new, higher SUB?
Zero. They don’t match.
SAD!
Yes, pre-approved by the Cap1 website. Applied directly after on 5/30. This popped up on 6/10, so I was early for 10 days.
It’s OK if they can’t match. 15K spend in 3 months would have to be manufactured.
Interesting, thanks so much for the DP!
No pre-approval for this card, worth to try anyway or pretty much it’s a no-go?
You can still try.. but the chance is small
I got no pre-approval and tried – denied as always