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Brach
Brach

Currently, the minimum Balance Reload amount is 50 cents. If Amazon wanted to “crackdown” on 50-cent reloads, why wouldn’t they simply increase the minimum?

Brach
Brach

Today, I successfully completed eight 50-cent Balance Reloads with the same Wells Fargo debit card. The 9th attempt failed with an Amazon message advising me that I need to “Revise Payment Method.” This suggests to me not a “crackdown” on small reload amounts, but a crackdown on too many transaction attempts in too short a time period with the same card or too many transaction attempts for the same dollar amount in too short a time period with the same card.

John
John

This strikes me as REALLY insightful. Almost certainly, the people reporting the “crackdown” were the sort of people who would submit a long series of reloads in rapid fire (e.g. 10 reloads in under five minutes, all with the same card). So concluding that the problem is 50 cents is unwarranted. Where it would be warranted is if we had several people conducting an experiment that explicitly involved 50 cent reloads each separated by over an hour.

As Brach mentions, a more plausible explanation is that they have software that runs in the background that looks at whether the exact same dollar amount is being attempted over and over. This would prevent merchants from inadvertently duplicating transactions, etc.

I love using Amazon’s small reload feature to meet debit card requirements for banks (etc.) but my own style is to make sure each transaction is for a different amount. My approach is to make them for 51, 52, 53, 54, … cents. That way it’s easy to track how many transactions I have made, it ensures that it’s for more than the bare minimum of 50 cents, and each transaction looks different — which I am guessing would help on both Amazon’s end and the bank’s end. I also don’t do more than 5 reloads a day and separate each by a couple minutes.

captainsave
captainsave

No wonder i couldn’t reload anymore. I always leave small amount on Vgc when buying MO because they somtimes ID at $999 then i would go home and drain the rest into my amazon.

Richard G
Richard G

Hi,

Thanks in advance for any help input here

For a couple of months now my amazon giftcard purchases haven’t been consistent on how they are appearing on my bank statement. As a result of this, I have missed out on my required number of debit transactions to earn rewards.

The ones that count toward my rewards look like this:
DC Amazon.com*MN9S8 Amzn.com/billWA Ref:876185 Auth:587796 PurchDate:06-01-2019

The ones that are not counting look like this:
POS 0601 1149 587904 AMAZON.COM*MN4YV SEATTLE WA

Yet I am using the same debit card for all the transactions, and I have it set in amazon to process as debit. I am making all of the transactions in the same day, yet I seem to have no control over how they appear on my bank statement.

Has anyone else noticed this in the past couple of months, and also know how to get them all to go through as the “DC” transactions (as shown in my first example?)

I contacted Amazon to see if they had the reason why but they didn’t provide one.

Much obliged!

howardc64
howardc64

Never done amazon reload before until today. Just did 8 x $0.50 reload on my Orion FCU debit card no problems at all.

MoreSun
MoreSun

Haven’t done any small reloads for a few months. Just did 5 $.50 in a row no issues.

Betelgeuse
Betelgeuse

I did about 3 50c reloads per day for a few days with no issues.

Lauren
Lauren

I rarely do reloads on my Amazon account. I haven’t done any in nearly 2 years. But I just tried and I couldn’t do any small amount reloads on any of my credit cards…50 cents, 99 cents, 1.00, 1-and-change. No small amount worked.

However, I was able to successfully do 50 cent reloads on all my credit cards using my spouse’s Amazon account.

Jon
Jon

FWIW I just did my 68 monthly .50 transactions all in a row on my account with no issue. Hoping that this doesn’t get shut down in the future.

Andrew
Andrew

Same issue after ~6 reloads of 0.99 across different cards in 1 month, minimal to no reloads in the months prior.