American Express Gold ‘Up To 100,000 Points’

Update 6/26/25: After being hard to get for a while, the 100k offer is now the regular public offer, and are available via referral as well. Requires $6k spend. However, it now says ‘up to 100,000’. The system will tell you how much you are eligible for before you have to submit the application, and many people are being offered a lower amount. You can find the offer at this public link.

Update 7/24/23; Back again.

Update 8/19/22: Back as a targeted banner offer (ht Vanson)

Update 6/16/22: Offer has expired

The Offer

Direct Link to offer (shows up in incognito mode and via referrals for some)

• American Express is offering a sign up bonus of 100,000 points after $4,000 on the Gold card

Card Details

• Annual fee of $250 NOT waived first year
• Card will earn at the following rates:
  • 4x points at Restaurants
  • 4x points at U.S. supermarkets (up to $25,000 in spend per calendar year)
  • 3x points for flights booked directly with airlines
  • 1x points on all other purchases
• $120 dining credit. This is a $10 monthly credit that can be used at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Shake  Shack
• No foreign transaction fees
• $10 in monthly UberEats credit
• Full American Express Gold card review can be found here.

Our Verdict

Previous best was 90,000 points + 20% back on restaurants up to $250. That offer was better if you could do the restaurant spend but some might prefer the simplicity of this offer if they can’t easily do that spend. We will add this to our list of the best credit card bonuses.

Hat tip to reader Yitz