American Express Now Issues Membership Rewards Upon Payment (Without 2 Statement Delay)

American Express has quietly changed their rewards policy so that Membership Rewards are issued as soon as your statement closes and the minimum payment requirement is met. Previously, points posted when the following statement closed.

This change appears to only affect Membership Rewards, not cash rewards cards. Those still wait until the following statement closes, apparently. I’m unsure whether there’s been any change to partner cards, like Hilton, Marriott, etc.

This move comes along with completely revamping their online portal, see American Express Revamps Their ‘Rewards’ Tracking Portal And It’s Beautiful.

Hat tip to nadogm1 on r/churning

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