American Express Partners With Knot For Pilot Of ‘Card On File’ At Select Merchants

American Express has partnered with Knot (an Amex Ventures portfolio company) to launch a pilot test run of card of file at select merchants as Bloomingdale’s, Hilton and Macy’s. Cardholders that are included in the pilot are able to automatically add their ‘card-on-file’ at the participating merchants. This is the combination of two technologies:

  • Knot’s CardSwitcherâ„¢, which lets customers change their payment methods easily with different merchants without the need to enter their Card.
  • American Express proprietary technology, which enables customers to share their payment data securely with their permission

Can’t really see these sorts of things taking off if they are restricted to a single payment network/card issuer.

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David
David (@guest_1906881)
September 7, 2024 08:00

Amex really needs to word on their naming. Who was ever going to sign up for something called cabbage with a k?

qmc
qmc (@guest_1907143)
September 8, 2024 02:44

kabbage was a product of kabbage, and once amex bought it, they renamed it?

Andy
Andy (@guest_1906569)
September 6, 2024 16:25

No thanks, putting my foot down firmly until Dunkin Donuts is on the list.

Dr.Plantain
Dr.Plantain (@guest_1906506)
September 6, 2024 14:54

Or they could just combine all their cards into one and charge an aggregated fee of all of them.

What’s stopping them from making a card that gets all the best of the Plat, Gold, Green and add the AF into it and call it a day.

Trying to reinvent the wheel for no reason

Lrdx
Lrdx (@guest_1906784)
September 6, 2024 23:25

Oh sweet summer child. Amex gets paid on breakage. No freaking way they will make it easier for you.

Peter
Peter (@guest_1906362)
September 6, 2024 11:26

Ever since DoC got me hooked onto this lifestyle, I’ve spent countless hours deleting saved payment methods from all my online and mobile accounts and adding new ones. Now imagine a store also saves my card and I have to be like, “um sorry I’m not sure which of my Amex ending in 1001 you’re talking about.”

wilsonhammer
wilsonhammer (@guest_1906400)
September 6, 2024 12:34

That’s why I stopped saving cards to accounts; I’m always getting new ones

MoreSun
MoreSun (@guest_1906669)
September 6, 2024 19:05

All I can think is what sort of bonus are they gonna offer for linking?