[Dead] Amex Business Gold $295 Annual Fee Waived First Year via Referral

[Update 1/7/19: Deal appears dead now. Those applying now are seeing the regular $295 fee. Those who got in beforehand will hopefully retain the $0 fee for first year.]

The American Express Business Gold card comes with an annual fee of $295, no mention of it being waived the first year. However, multiple r/churning members note that the cardmember agreement showing after card approval shows the annual fee waived the first year. In the Amex online login, go to Account Services > Request Cardmember Agreement to see the terms on your card.

From the data points on Reddit and in the comments here, it looks like all of those seeing the fee waived are those who applied through referral links, while using an ordinary link does not result in the fee waiver. Regardless, it could just be a mistake, but so far data points indicate the fee hasn’t been charged, even after two billing periods, for those who used a referral link.

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