Posted by Chuck on December 3, 2019
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Published on December 3rd, 2019 | by Chuck

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Apply for a new Target REDcard Debit/Credit and Get $40 off $40 Shopping Trip (12/1-12/14)

The Offer

Direct Link to offer

  • Get a coupon for $40 off a $40 qualifying purchase when you are approved for a debit or credit REDcard in-stores and at Target.com, valid from December 1st until December 14th.

Our Verdict

$40 off $40 is a good deal, previous offers can be viewed here. Go through Swagbucks for an additional $4 back. There’s no hard pull for the debit card.

Hat tip to SD



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Neal
Neal

Got the debit card the last time they ran this promo… anyone know if you can churn this?

Neal
Neal

I can’t find anything in any terms that I can see…

if there is an issue with holding 2+ simultaneously/#2 doesn’t qualify as a ‘new’ RedCard holder, looks easy to cancel by calling (888) 729-7331

Below is all I can find and it’s not terribly explicit:

$40 off for new RedCard holders
RedCard $40 offer

Get a coupon for $40 off a $40+ qualifying purchase when you are approved for a debit or credit RedCard in-stores and at Target.com between 12/1/19–12/14/19. The coupon will be mailed to approved cardholders with their RedCard and will be valid through January 18, 2020.

TJ
TJ

Definitely need to use a different checking account – my wife was declined last time after I used the same bank account as my RedCard.

tennismenace3
tennismenace3

Maybe it was just one per address.

parrothead
parrothead

Suggestions on what to spend this on thats not excluded?

weedibix
weedibix

This is an excellent question.

Last time around, I was surprised to find how few items in the enormous Target would be of use to me or my family. I ended up with a few items of clothing and a snack.

cyno
cyno

chest freezer, air filters worked for me

Beefer

You can just buy $40 of groceries. Then use the $40 you saved on groceries to buy whatever you want!

Zack
Zack

The $40 coupon will be valid through January 18, 2020.

Justin
Justin

Someone mentioned before that Target has a soft chex pull for the Debit card because it’s linked for your bank. Can anyone confirm or deny this?

AD
AD

Good question, I’m also curious about this. I’d assume there’d be no Chex at all, since they’re not giving you an account per se, just linking to an attached already-open account. But would definitely appreciate confirmation.

E0
E0

I applied for the debit card. Instead of a confirmation page, I got a message saying my application would be reviewed and decision would come via snail mail. Others on SD mentioning instant confirmation/verification.

AD
AD

I got the same as you. Wondering if it’s because I got a debit card a long time ago and it’s probably still open.

dayTradeIt
dayTradeIt

Soft pull – possibly. I did this back in summer – no Chex

Austin
Austin

worth noting the $40 coupon comes in the mail and isn’t instantly available.

Nic
Nic

Anyone have a link for the swagbucks? I can’t find it

Gan
Gan

I actually got a 20% off coupon instead of 40 off 40 as it stated in the page, anybody had the same situation? I applied the red credit card btw.

GoodCow
GoodCow

NO

William Charles
Gan
Gan

Thanks William, Yes you are right!

Beefer

For reference:
September 2019 – $50 off $100 coupon

July 2019 – $40 off $40 coupon

May 2019 – $35 off $70 coupon

April 2019 – $50 off $150 coupon

September 2018 – $30 off $100 coupon

June 2018 – $25 off $100 coupon

Matt
Matt

Hi I just applied for this debit card and got approved. Do you know by when I will receive this coupon?

tigerzof1
tigerzof1

Anyone else get a 7-10 message? For a debit card…

datapoint
datapoint

Applied from link, was approved and received account number online.
No 40 credit shows, is it sent separately via email or USPS letter ?

Erin
Erin

It’s a paper coupon which you can use online or in store.

isma864
isma864

It’s not worth it guys. Look at the offer.

RedCard $40 offer

Get a coupon for $40 off a $40+ qualifying purchase when you are approved for a debit or credit RedCard in-stores and at Target.com between 12/1/19–12/14/19. The coupon will be mailed to approved cardholders with their RedCard and will be valid through January 18, 2020. Excludes alcohol, Apple products, Baby Born, Barbie Dreamhouse, Bose, Casper, clinic & pharmacy, dairy milk, DockATot, Disney Frozen Castle, DSLR cameras & lenses, Elf on the Shelf, Elvie, Fisher Price Bounce and Spin Puppy, Frozen Castle and Smart Home, Fitbit, gift cards, Google, GoPro, HALO Baby, Hot Wheels Colossal Crash, Hot Wheels id, HP, Imaginext Batmobile, Infant Optics, JBL, LEGO, Levi’s Red Label, LG OLED TV, limited-time designer partnerships, L.O.L., Mega Bloks, mobile contracts, Motrin pain relief, Nerf Ultra, Nintendo hardware and Switch games, Nintendo Labo kits, Polder, Peg Perego, Philips Avent, power shave, power dental, Harry’s and Flamingo, Pictionary Air, prepaid cards, PS4 hardware, Samsung TVs, simplehuman, Sonos, Target Optical, Thomas and Friends Wood, Traeger, Tylenol pain relief, Vera Bradley, Weber, and Xbox One hardware. Offer excludes items sold & shipped by Target Plus™ Partners.

Justin
Justin

So do some light grocery shopping at Target. Boom $40

ren
ren

No one mentioned that you could double dip the coupon last time. Check prior thread.

nic
nic

You mean applying for debit & credit? No way I’m wasting a hard pull for $40

Maggie
Maggie

I did this last time for both me and my husband, and the coupon was actually really useful. Loaded up on laundry detergent and groceries. We never actually used the debit cards, so we keep getting reminders from Target to apply for a replacement card if we need it.

I may try for this deal again, bc it was so easy last time. If it works to open two accounts (or doesn’t work), I’ll report back.

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