Ask Discover For An Offer, Receive An Offer (3% Cash Back On All Purchases Or 0% APR)

The Offer

  • Discover seems to be offering some targeted offers (similar to what they offered back in 2015). You need to ask to receive one of these offers.  Easiest way to do that is by starting a live chat with them, then just ask if there are any current offers that can be applied for your account (if you don’t have any offers, move onto the next deal). Here are some of the offers people have reported receiving:
    • 0% APR for 12 months
    • 3% cashback for 6 months up to $1500.00 in purchases
    • 3% cashback for 6 months up to $2500.00 in purchases
    • 2% cashback on $7,500 spent in 12 months. This stacks with the quarterly offers of 5%
    • PR reduction lowered to the APR of the variable 16.24%
    • Looks like the 7% on the rotating categories isn’t being offered at this time

Our Verdict

Share any offers you have received in the comments below. Unfortunately I don’t think the method of checking for these offers online works anymore.

Hat tip to insidethevoid on /r/churning

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